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How long has it been since you applied for a credit card

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marty56
Super Contributor

How long has it been since you applied for a credit card

How long has it been since you applied for a credit card?  Mortgages and auto loans dont count.

 

For me its been about 2 years.

1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 1 of 28
27 REPLIES 27
mt2va
Established Contributor

Re: How long has it been since you applied for a credit card

Less than 24 hours LOL  Unfortunately, now that I finally seem to be able to be approved for CC (couldn't get them for several years) it has become addictive to apply for them. 
Starting Scores 10/12: EQ 460 (FICO)/TU 502 (FAKO)/EX 474 (FAKO)
(7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)

Current (2016): EQ 605 (FICO)/TU 657 (FICO)/EX 646 (FICO)




Message 2 of 28
Anonymous
Not applicable

Re: How long has it been since you applied for a credit card


@marty56 wrote:

How long has it been since you applied for a credit card?  Mortgages and auto loans dont count.

 

For me its been about 2 years.


For me it will be about two years - on August 1, 2011 that is...Smiley Tongue I applied for my last CC yesterday because I thought a gas card would help in my mix - won't know for 2 weeks if approved Smiley Sad - and then I'm done for awhile. Good discipline on your part by the way...

Message 3 of 28
smallfry
Senior Contributor

Re: How long has it been since you applied for a credit card

One year. I will never apply for another credit card again. No need for any new credit.
Message 4 of 28
Anonymous
Not applicable

Re: How long has it been since you applied for a credit card

July 27, 2009   -   PSECU Platinum Visa Capitol Card   -   Approved $10,0000  (received pre-qual letter)

 

 

 

 

 

 

Message 5 of 28
Anonymous
Not applicable

Re: How long has it been since you applied for a credit card

marty,

 

Nine months - when I applied and got my Citi card in response to a ratejack from Amex on my blue card.  Amex has since lowered my APR, so I have a Citi card with a $12K CL.  Too bad I lowered my AAoA.

 

 

Message 6 of 28
Anonymous
Not applicable

Re: How long has it been since you applied for a credit card

My last application and approval was 2/4/09 with US Bank. I also applied for and received 6 new cards between 11/1/08 and 1/1/09.... all bank cards and CU's

 

My AAoA as of 7/15/09 is still over 6 years.

 

Next application will be 1/1/10 for the NFCU cash rewards.

Message Edited by plasticman on 08-02-2009 08:23 AM
Message 7 of 28
MarineVietVet
Moderator Emeritus

Re: How long has it been since you applied for a credit card

How long has it been since you applied for a credit card?

 

Five years and counting.

Message 8 of 28
BungalowMo
Senior Contributor

Re: How long has it been since you applied for a credit card

July 17th...2009.  Oh....and yesterday... Smiley Very Happy

 

I'll have all I need for awhile.  Not like I even want to "use" it...except for the UTIL%   Buy some groceries & PIF as soon as it posts!

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 9 of 28
Anonymous
Not applicable

Re: How long has it been since you applied for a credit card

27/JUL/09 for addison avenue platinum visa - pending

 

 

Message 10 of 28
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