How long to wait after app spree before more apps?

[Anonymous]

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@ficojoe wrote:

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@Anonymous wrote:

Let us know the result, btw they can be reached by phone 24 hours so you can apply right now And don't worry if you go into review, a lot of their apps do.

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Wow, 24 hrs? I just might need to move my primary checking to them. 

Applied for CashRewards Visa. Approved. 15.5% interest. $7,500 limit. Card will arrive in 7-10 days. Tempted to close the Capitol One Secured MasterCard before I even get the card in the mail. I put $700 on deposit that would be nice to do something else with other than pay an annual fee to keep.

Huh, that was too easy. I should have applied for that first and I wouldn't have applied for anything else. lol. 

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Congrats! Nice card, nice limit! Now... get thee to the garden!!!

[Anonymous]

I agree, it's definitely garden time.

[jsucool76]

[ficojoe]

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@ficojoe wrote:

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@ficojoe wrote:

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@Anonymous wrote:

Let us know the result, btw they can be reached by phone 24 hours so you can apply right now And don't worry if you go into review, a lot of their apps do.

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Wow, 24 hrs? I just might need to move my primary checking to them. 

Applied for CashRewards Visa. Approved. 15.5% interest. $7,500 limit. Card will arrive in 7-10 days. Tempted to close the Capitol One Secured MasterCard before I even get the card in the mail. I put $700 on deposit that would be nice to do something else with other than pay an annual fee to keep.

Huh, that was too easy. I should have applied for that first and I wouldn't have applied for anything else. lol. 

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While I was at it, I asked for another $7500 line of credit. They told me wait 24 hours and call back to see if I was approved after loan officer review.

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I've been informed that the LOC application was approved also. So I went from having a secured card and some store cards to haveing two unsecured revolving accounts both with $7,500 limits. 

Now I'm wondering what to do with the Capitol One Secured MasterCard. Why pay $29/year when I have NFCU Visa and LOC for free?

[DaveSignal]

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@ficojoe wrote:

I've been informed that the LOC application was approved also. So I went from having a secured card and some store cards to haveing two unsecured revolving accounts both with $7,500 limits. 

Now I'm wondering what to do with the Capitol One Secured MasterCard. Why pay $29/year when I have NFCU Visa and LOC for free?

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Don't even active it.  Just close it and, if you already paid the fee, Capital One should refund it.   You can build your credit just fine with the NFCU accounts.