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How long to wait to ask for CLI on Chase card?

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IWOL
Established Contributor

How long to wait to ask for CLI on Chase card?

Ive had my United Mileage Explorer card for 3 months, 4th statement will cut on 5/23.

 

Is it too soon to ask for a CLI and is Chase always a hard pull? Which CB do they usually pull for CLI?

 

They gave me a $2K CL and I have $12K on Fidelity, $5K on B of A and $4k on Discover, would like to get this to $5k and get the sig version.


Message 1 of 6
5 REPLIES 5
-NewGuy-
Moderator Emeritus

Re: How long to wait to ask for CLI on Chase card?


@IWOL wrote:

Ive had my United Mileage Explorer card for 3 months, 4th statement will cut on 5/23.

 

Is it too soon to ask for a CLI and is Chase always a hard pull? Which CB do they usually pull for CLI?

 

They gave me a $2K CL and I have $12K on Fidelity, $5K on B of A and $4k on Discover, would like to get this to $5k and get the sig version.


Unless you get an auto CLI with Chase it's going to be a HP. They use different bureaus in different places, it's always been EX for me in CA. Has anything favorable changed since you apped?

Message 2 of 6
PrimeRate
Frequent Contributor

Re: How long to wait to ask for CLI on Chase card?


@IWOL wrote:

Ive had my United Mileage Explorer card for 3 months, 4th statement will cut on 5/23.

 

Is it too soon to ask for a CLI and is Chase always a hard pull? Which CB do they usually pull for CLI?

 

They gave me a $2K CL and I have $12K on Fidelity, $5K on B of A and $4k on Discover, would like to get this to $5k and get the sig version.


Chase is always a hard pull. I've had two CLI's done with them in the last month. Both were on cards DW and I have had for 1 year each. One card went from 3k to 25k. Another card went from 7k to 20k. I asked for 30k in both situations, and they countered with a very generous amount back on both cards.

 

3 months seems short to possibly waste an HP. Might want to wait for the 6th statement.

 

YMMV!

☮ & ❤
Message 3 of 6
Involver
Valued Contributor

Re: How long to wait to ask for CLI on Chase card?

I asked after month 3.  It will be a HP if it is initiated by the consumer.

Message 4 of 6
eagle2013
Established Contributor

Re: How long to wait to ask for CLI on Chase card?

Month 4 for me. Went from 5-10k, which is what I asked for.
Message 5 of 6
rudy0720
Regular Contributor

Re: How long to wait to ask for CLI on Chase card?

2 years and counting here. Chase not great on auto CLI so HP would be necessary

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$10K, Barclay Arrival Plus- $10K, Penfed Travel Rewards Amex-$10K, Bank of America Cash Rewards- $14K
Message 6 of 6
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