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How long ?

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Anonymous
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How long ?

How long after you pay off all of your credit cards should you expect a jump in your score?  I paid them off 2 weeks before they were due, and also paid down a loan from $1900 to a payoff of $323 with the total amount of the original loan at $3200 and paid off 2 years early pretty much.  The loan reports on the 1st.  I have 30 days to get approved for a mortgage and need my credit score to jump up at least another 41 points to get the loan or I lose the house.  I paid off 3 credit cards, and already had 3 paid in full.  Do you think this will be enough to get the score I need, and how long will it take.  I have until the 14th of november for the score to go up.  Is there anything else I can do to get a jump in 30 days or less?  Thanks for any feedback.
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Anonymous
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Re: How long ?



thick wrote:
How long after you pay off all of your credit cards should you expect a jump in your score?  I paid them off 2 weeks before they were due, and also paid down a loan from $1900 to a payoff of $323 with the total amount of the original loan at $3200 and paid off 2 years early pretty much.  The loan reports on the 1st.  I have 30 days to get approved for a mortgage and need my credit score to jump up at least another 41 points to get the loan or I lose the house.  I paid off 3 credit cards, and already had 3 paid in full.  Do you think this will be enough to get the score I need, and how long will it take.  I have until the 14th of november for the score to go up.  Is there anything else I can do to get a jump in 30 days or less?  Thanks for any feedback.


 
You can have your lender do a rapid rescore to see if you made it.



Message Edited by Brammy on 10-19-2007 10:22 PM
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