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thick wrote:
How long after you pay off all of your credit cards should you expect a jump in your score? I paid them off 2 weeks before they were due, and also paid down a loan from $1900 to a payoff of $323 with the total amount of the original loan at $3200 and paid off 2 years early pretty much. The loan reports on the 1st. I have 30 days to get approved for a mortgage and need my credit score to jump up at least another 41 points to get the loan or I lose the house. I paid off 3 credit cards, and already had 3 paid in full. Do you think this will be enough to get the score I need, and how long will it take. I have until the 14th of november for the score to go up. Is there anything else I can do to get a jump in 30 days or less? Thanks for any feedback.
You can have your lender do a rapid rescore to see if you made it.