How longs it take NFCU to hit reports AND...

[creditwatcher2012]

I am balance transferring my 4k chase card to my new NFCU(0% for 80th anniversary) my until ovation should be less then 5% I then want to apply for a CSP, if I have to recon will the analyst see that I did a balance transfer and think negatively of that thus denying me credit?

[simi_go]

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@creditwatcher2012 wrote:
I am balance transferring my 4k chase card to my new NFCU(0% for 80th anniversary) my until ovation should be less then 5% I then want to apply for a CSP, if I have to recon will the analyst see that I did a balance transfer and think negatively of that thus denying me credit?

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It should probably take about a week or so to hit your report.  And since you are BT a card from Chase they will probably be able to see, something to the effect that a balance transfer was done, but I don't think that alone will hurt your chances.

[creditwatcher2012]

Ok thanks, when you say a week to hit my report, does that mean in a week NFCU will update my report with a new trade line of 25k or a new trade like of 25k with x dollars as the balance, meaning will NFCU already update my CR as having a balance