cancel
Showing results for 
Search instead for 
Did you mean: 

How many 5% cashback cards do you have?

tag
ptatohed
Senior Contributor

Re: How many 5% cashback cards do you have?


@okurosetta wrote:

@ptatohed wrote:

@okurosetta 

 

I'm  slacker, I did finally call and order my primis Perks 50c debit card this past weekend.  Should arrive in 7 - 10 days.  Have you received yours and started using it?  Opinions? 


I have used it three times so far, twice as debit once as credit, but haven't seen any 50c rebate yet - maybe on statement cycle? I do keep getting ads for it that don't seem to include any gotcha language (re: debit vs credit), hoping they all qualify.

 

P.S. It's already in my sig! Couldn't find a pic online so the image in my sig is a scan from my actual card (no info on front), definitely not great but works for now Smiley LOL


Ahh!  Ok.  So, it looks 100% like my Primis Premium debit card (which I have never used) (which was sent to me automatically, unlike my Primis Perks debit card).  I better make sure I don't mix the two up!  lol

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 81 of 103
CreditCobra
Frequent Contributor

Re: How many 5% cashback cards do you have?


@CreditCobra wrote:

Lots...

 

  • Amazon Prime Store Card (5% Amazon)
  • Discover It Cash Back (5% Rotator)
  • Citi Custom Cash (5% Category)
  • Abound Visa Platinum (5% Gas)
  • BMO Flex Rewards (5% Cable and Streaming)
  • B&H Photo Payboo (10+%, No Sales Tax)
  • Langley Signature Cash Back Visa (5% Rotator)
  • Nusenda Platinum Cash Rewards (5% Rotator)
  • AAA Daily Advantage Visa Signature (5% Groceries)
  • (2) Max Cash Preferred (5% Categories)
  • Ralphs Rewards World Elite Mastercard (5% Digital Wallet, $3,000/Year)
  • Harris Teeter Rewards World Elite Mastercard (5% Digital Wallet, $3,000/Year)
  • Pick 'n Save/Metro Market Rewards World Elite Mastercard (5% Digital Wallet, $3,000/Year)
  • Amazon Chase Prime Visa (5% Amazon / Whole Foods)

I should also point out that I use the PayPal Debit Card for 5% Cash Back at Costco on up to a $1,000 per month spend; I think this is the best Costco card to have. If I have a larger spend at Costco, then I fall back to my Venmo Visa for 3% cash back.


This board is a horrible influence on me. Since I got wrapped up on this post, I picked up two more.

 

  • Fred Meyer Rewards World Elite Mastercard (5% Digital Wallet, $3,000/Year)
  • Max Cash Preferred (5% Categories)

So that makes three Max Cash Preferred cards, and FOUR US Bank co-branded Kroger cards. I love the Kroger branded cards as that digital wallet is accepted more and more, and that fills in the gaps for my 5% cash back. I now have $12,000 annual spend on 5% digital wallet. Anyone have five of these yet?

 

More on the Kroger cards

 

I'm sure @ptatohed will be impressed. Maybe I'll eventually collect them all.

 

Two more SUBs headed my way.

Current Cards:

Stats (updated: 5/4/2026):


Message 82 of 103
ptatohed
Senior Contributor

Re: How many 5% cashback cards do you have?


@CreditCobra wrote:

@CreditCobra wrote:

Lots...

 

  • Amazon Prime Store Card (5% Amazon)
  • Discover It Cash Back (5% Rotator)
  • Citi Custom Cash (5% Category)
  • Abound Visa Platinum (5% Gas)
  • BMO Flex Rewards (5% Cable and Streaming)
  • B&H Photo Payboo (10+%, No Sales Tax)
  • Langley Signature Cash Back Visa (5% Rotator)
  • Nusenda Platinum Cash Rewards (5% Rotator)
  • AAA Daily Advantage Visa Signature (5% Groceries)
  • (2) Max Cash Preferred (5% Categories)
  • Ralphs Rewards World Elite Mastercard (5% Digital Wallet, $3,000/Year)
  • Harris Teeter Rewards World Elite Mastercard (5% Digital Wallet, $3,000/Year)
  • Pick 'n Save/Metro Market Rewards World Elite Mastercard (5% Digital Wallet, $3,000/Year)
  • Amazon Chase Prime Visa (5% Amazon / Whole Foods)

I should also point out that I use the PayPal Debit Card for 5% Cash Back at Costco on up to a $1,000 per month spend; I think this is the best Costco card to have. If I have a larger spend at Costco, then I fall back to my Venmo Visa for 3% cash back.


This board is a horrible influence on me. Since I got wrapped up on this post, I picked up two more.

 

  • Fred Meyer Rewards World Elite Mastercard (5% Digital Wallet, $3,000/Year)
  • Max Cash Preferred (5% Categories)

So that makes three Max Cash Preferred cards, and FOUR US Bank co-branded Kroger cards. I love the Kroger branded cards as that digital wallet is accepted more and more, and that fills in the gaps for my 5% cash back. I now have $12,000 annual spend on 5% digital wallet. Anyone have five of these yet?

 

More on the Kroger cards

 

I'm sure @ptatohed will be impressed. Maybe I'll eventually collect them all.

 

Two more SUBs headed my way.


On my knees now, bowing down to King CC!!!!   

 

Nice work CC!

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi CUSTOM CASH “C” // citi ThankYou (5% gas, lucrative spending offers) // mylowe’s Rewards // Target circle card

Rotating 5% CB:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 83 of 103
CreditCobra
Frequent Contributor

Re: How many 5% cashback cards do you have?


On my knees now, bowing down to King CC!!!!   

 

Nice work CC!


🤣

Thanks.

Current Cards:

Stats (updated: 5/4/2026):


Message 84 of 103
ElvisCaprice
Established Contributor

Re: How many 5% cashback cards do you have?


@okurosetta wrote:

@ptatohed wrote:

@okurosetta 

 

I'm  slacker, I did finally call and order my primis Perks 50c debit card this past weekend.  Should arrive in 7 - 10 days.  Have you received yours and started using it?  Opinions? 


I have used it three times so far, twice as debit once as credit, but haven't seen any 50c rebate yet - maybe on statement cycle? I do keep getting ads for it that don't seem to include any gotcha language (re: debit vs credit), hoping they all qualify.

 

P.S. It's already in my sig! Couldn't find a pic online so the image in my sig is a scan from my actual card (no info on front), definitely not great but works for now Smiley LOL


Thanks, was looking for a photo this weekend.

It gives the rewards at the end of the cycle.  Seen a data point on it.  Waiting for my card.  This debit card will get alot of use from me.  Anything under $10.

BofA: Citi:US Bank:Chase:Aven:RH:

Spend: Less than 10k per year organic (frugal). MS varies, can be more significant.

(Aug of 26) Scorecard: Clean, Thick, Mature (Always PIF)

HP's: EQ 2/6, 2/12, 8/24 | TU 1/6, 4/12, 7/24 | EX 0/6, 2/12, 9/24

New Accounts: 2/6, 6/12, 10/24

Message 85 of 103
CatchemAll
Member

Re: How many 5% cashback cards do you have?

What is MMCU? What does it stand for? Metro Medical Credit Union? How does one acquire this care? Do you have link with more info about it?

 

The only card you are missing is the robonhoold gold, ink cash, and potential safe cu

Message 86 of 103
CatchemAll
Member

Re: How many 5% cashback cards do you have?

What does the Affinity and quontic debit do? What benefit are there with having the card?

Message 87 of 103
ElvisCaprice
Established Contributor

Re: How many 5% cashback cards do you have?


@CatchemAll wrote:

What does the Affinity and quontic debit do? What benefit are there with having the card?


Cash back via Paypal deposit (POS transaction debit)

 

Best debit card for paying down a credit card - myFICO® Forums - 6742801

BofA: Citi:US Bank:Chase:Aven:RH:

Spend: Less than 10k per year organic (frugal). MS varies, can be more significant.

(Aug of 26) Scorecard: Clean, Thick, Mature (Always PIF)

HP's: EQ 2/6, 2/12, 8/24 | TU 1/6, 4/12, 7/24 | EX 0/6, 2/12, 9/24

New Accounts: 2/6, 6/12, 10/24

Message 88 of 103
CatchemAll
Member

Re: How many 5% cashback cards do you have?

I thought paypal bill pay is useless now. I have a discover and chase credit card, would I be able to use those debit cards to pay them off? Would I get cashback from the payment?

Message 89 of 103
ElvisCaprice
Established Contributor

Re: How many 5% cashback cards do you have?


@CatchemAll wrote:

I thought paypal bill pay is useless now. I have a discover and chase credit card, would I be able to use those debit cards to pay them off? Would I get cashback from the payment?


Has nothing to do with bill pay.   Just moving money around for the return.  Get to the meet of it, with that thread, towards the end.  The return is for the deposit into paypal, not the payment.  Discover works on Apple or Cashapp.  Has to be a cash back debit card, don't think Chase has one.

BofA: Citi:US Bank:Chase:Aven:RH:

Spend: Less than 10k per year organic (frugal). MS varies, can be more significant.

(Aug of 26) Scorecard: Clean, Thick, Mature (Always PIF)

HP's: EQ 2/6, 2/12, 8/24 | TU 1/6, 4/12, 7/24 | EX 0/6, 2/12, 9/24

New Accounts: 2/6, 6/12, 10/24

Message 90 of 103
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.