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How many BT's are in your wallet?

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Anonymous
Not applicable

How many BT's are in your wallet?

Is there a limit where creditors determine you have to many BT's? I currently have three and would like to reduce my utilization and increase my CL... Anyone care to share how many BT's they have im thinking I'm on the low end here...
Message 1 of 19
18 REPLIES 18
Anonymous
Not applicable

Re: How many BT's are in your wallet?

One for me.
Message 2 of 19
elim
Senior Contributor

Re: How many BT's are in your wallet?

0

Message 3 of 19
Anonymous
Not applicable

Re: How many BT's are in your wallet?

Several.

 

BT's don't really play factor unless you are slow paying them.

Message 4 of 19
JSS3
Valued Contributor

Re: How many BT's are in your wallet?

Currently utilizing one BT.
Message 5 of 19
Anonymous
Not applicable

Re: How many BT's are in your wallet?

Hi Nixon,

 

That's a good point you bring up as I had to do a balance transfer (18 mo BT) and incurred some current expenses I have been paying the minimimI start paying 15% of the balance per month starting in April I should have it paid off in 7 months prior to the end of BT period...

 

Message 6 of 19
pipeguy
Senior Contributor

Re: How many BT's are in your wallet?

One = 15 months 00% which will be paid off at the end of the "free" period.

 

Useful tool, but one needs to be careful and financially responsible too.

Message 7 of 19
Anonymous
Not applicable

Re: How many BT's are in your wallet?

I've only got one in my wallet. I think I may keep it around and just ask them for more offers in the future if I need one. I guess I could use a grocery card and PC it to the Cash rewards but I would rather put that spend on a different card since I've got so many other ones.
Message 8 of 19
Anonymous
Not applicable

Re: How many BT's are in your wallet?


@pipeguy wrote:

One = 15 months 00% which will be paid off at the end of the "free" period.

 

Useful tool, but one needs to be careful and financially responsible too.


Definitely being mindful of how much I collect in debt and trying to determine how much I can save at the same time...

Message 9 of 19
Anonymous
Not applicable

Re: How many BT's are in your wallet?


@Anonymous wrote:
I've only got one in my wallet. I think I may keep it around and just ask them for more offers in the future if I need one. I guess I could use a grocery card and PC it to the Cash rewards but I would rather put that spend on a different card since I've got so many other ones.

I have a Chase United Mileage Plus card with BT and it constantly has offers and I have another Chase Flexible Rewards Card (I just finished paying this off today) that has an option for BT's but constantly says no promotions available at this time....

Message 10 of 19
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