cancel
Showing results for 
Search instead for 
Did you mean: 

How many Discover cards can i have?

tag
Skye12329
Valued Contributor

How many Discover cards can i have?

I was just wondering how many card designs can you have activated at 1 time? Currently i have 2 but froze 1 due to me not using it and i dont want to hit like a limit of cards. 

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: How many Discover cards can i have?

I don't know if there's a limit. I had 5 active the most at one time (with one of them being an AU's). Cycling through 4 cards right now with one of them being an AU's. Obviously, it's not a great idea to have very many open since the risk of getting one taken will be higher (blah blah you can freeze cards I know). Anyway, you should just chat with them really quickly to ask if you don't get an answer here. 

Message 2 of 15
Anonymous
Not applicable

Re: How many Discover cards can i have?

Well I had four at the same time.
Message 3 of 15
Anonymous
Not applicable

Re: How many Discover cards can i have?

why do you need so many of the same card?  wouldn't it be easier to combine them all in to one credit line?

Message 4 of 15
-Wade-
Valued Contributor

Re: How many Discover cards can i have?


@Skye12329 wrote:

I was just wondering how many card designs can you have activated at 1 time? Currently i have 2 but froze 1 due to me not using it and i dont want to hit like a limit of cards. 


just my 2 cents....I think it's a bad idea to have them frozen.

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 5 of 15
Skye12329
Valued Contributor

Re: How many Discover cards can i have?


@-Wade- wrote:

@Skye12329 wrote:

I was just wondering how many card designs can you have activated at 1 time? Currently i have 2 but froze 1 due to me not using it and i dont want to hit like a limit of cards. 


just my 2 cents....I think it's a bad idea to have them frozen.


Frozen cards will decline store charges, however online is still able to use a frozen card. I did talk with Discover and they said as many as i would like, however i dont plan to have more than like 2 or 3. They did say they could deactivate a card pernamently if requested. This way i can request a new image and deactivate a old image i no longer want. 

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
Message 6 of 15
Themanwhocan
Senior Contributor

Re: How many Discover cards can i have?


@Anonymous wrote:

why do you need so many of the same card?  wouldn't it be easier to combine them all in to one credit line?


They're all the same credit line. They are asking about the DiscoverCard feature where you can request additional cards with different card color or image, selected from a small selection of images.

 

i wouldnt go crazy with that feature, since Discover pays a price to make and ship each card to you. You don't want to become an unprofitable customer. 

 

And I have 3 Discover It cards...





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 7 of 15
Anonymous
Not applicable

Re: How many Discover cards can i have?


@Skye12329 wrote:

@-Wade- wrote:

@Skye12329 wrote:

I was just wondering how many card designs can you have activated at 1 time? Currently i have 2 but froze 1 due to me not using it and i dont want to hit like a limit of cards. 


just my 2 cents....I think it's a bad idea to have them frozen.


Frozen cards will decline store charges, however online is still able to use a frozen card. I did talk with Discover and they said as many as i would like, however i dont plan to have more than like 2 or 3. They did say they could deactivate a card pernamently if requested. This way i can request a new image and deactivate a old image i no longer want. 


You're still able to use frozen cards online because the card number, security code, and expiration date are still the same as the ones that aren't frozen and the original just in case anybody wanted to know. The only thing that's different is the sequence number, which doesn't mean anything when it comes to actually using your card to pay for something.

Message 8 of 15
14Fiesta
Established Contributor

Re: How many Discover cards can i have?


@Themanwhocan wrote:

@Anonymous wrote:

why do you need so many of the same card?  wouldn't it be easier to combine them all in to one credit line?


They're all the same credit line. They are asking about the DiscoverCard feature where you can request additional cards with different card color or image, selected from a small selection of images.

 

i wouldnt go crazy with that feature, since Discover pays a price to make and ship each card to you. You don't want to become an unprofitable customer. 

 

And I have 3 Discover It cards...


Are they all blue? Smiley Tongue






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 9 of 15
-Wade-
Valued Contributor

Re: How many Discover cards can i have?


@14Fiesta wrote:

@Themanwhocan wrote:

@Anonymous wrote:

why do you need so many of the same card?  wouldn't it be easier to combine them all in to one credit line?


They're all the same credit line. They are asking about the DiscoverCard feature where you can request additional cards with different card color or image, selected from a small selection of images.

 

i wouldnt go crazy with that feature, since Discover pays a price to make and ship each card to you. You don't want to become an unprofitable customer. 

 

And I have 3 Discover It cards...


Are they all blue? Smiley Tongue


no, you can select from a list of colors they have

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 10 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.