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How many INQ are to many for AMEX?

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Anonymous
Not applicable

How many INQ are to many for AMEX?

I want an AMEX so bad!  I have been rejected 3 times before for their CC not for charge though and after reading these forums I have read that charge are easier to get.

 

I SADLY have 25 hard inq on my EX and 11 on TU and 13 on EQ.

 

I have low FICO scores and wasn't planning on applying for AMEX tomorrow.  I was thinking sometime next year, before the world ends of course Smiley Tongue

 

I've only had credit for a year as of today.  

 

Do you think that if I got my score high enough I they would consider me and ignore all the inquires?

 

Thanks!

Message 1 of 7
6 REPLIES 6
Red1Blue
Super Contributor

Re: How many INQ are to many for AMEX?

Amex uses very different critieria for their approvals. Inq's might or might not play a role depending on other factors. We have read people getting Amex Zync card with relatively low scores comparing to other cards. You might want to search the forum and see  if you can find their posts.

Message 2 of 7
Anonymous
Not applicable

Re: How many INQ are to many for AMEX?

 25 is a ton.  And you have a short credit history.  I'm not sure how high you can get your score with 25 inquiries, but it couldn't hurt to try.  I personally wouldn't app until at least 20 of those inquiries fall off (12 months).

Message 3 of 7
nuggets321
Frequent Contributor

Re: How many INQ are to many for AMEX?

They seem to be VERY inquiry sensitive.... I think you would likely be adding to your already mounting number of inquiries without much luck in approval, (for revolver anyways).... I have 6 inq showing on experian and was declined for their revolver, but approved for the Zync, which seems to be geared towards having leniency for multiple inquiries and a shorter credit history. Just my two cents......

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
Message 4 of 7
CreditMuppet
Frequent Contributor

Re: How many INQ are to many for AMEX?

IMHO I wouldnt try an AMEX application with anything more than 3-4 Inquries, still might be pushing it.


Starting Score: 770
Current Score: 765 (EX) 763 (EQ) 756 (TU)

Auto Enhanced: 788 (EX)
Goal Score: 800
Take the FICO Fitness Challenge
Message 5 of 7
Anonymous
Not applicable

Re: How many INQ are to many for AMEX?

sorry to bump up an old thread but i was approved with about 9-10 inquires

Message 6 of 7
anderl
Frequent Contributor

Re: How many INQ are to many for AMEX?

Inquiry sensitive? Not sure, I was approved last year for a revolver w/ 14 inquiries / at the time of approval I'd already had a 16yr. history with Amex however  with 2 Charge Cards and 1 Revolver.

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Diners Club ELITE MC(20K);Diners Club Premier MC(20K,could've sworn the rep said 25k, oh well lol);Delta Amex Reserve CC(21K CL); Amex PRG Charge(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL) NFCU LOC(15K); NFCU Go Rewards MC(17.5K); Disover IT 7.8K;
First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(7.5K CL); Lowes(2.5K CL);Barclays Mile & More Lufthansa 12.5K.
Message 7 of 7
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