How many accounts do you have?

[Anonymous]

concorduser wrote:

Does this flag go away after the new account reaches one year of age? There must be a factor which determines the age of account as new vs old account. Is it 12 months?

Yes, it's twelve months, for each account.

Having an account turn 12 months old doesn't necessarily make the flag go away, though.  It just means the number of accounts opened in the last year goes down by one.  If that number is still too high, then the flag will stay there until more accounts reach their birthdays.

[Anonymous]

Total accounts-

EX 25 (will be 26)

EQ 28 (will be 29)

TU 29 (will be 30)

My 2 oldest accounts drop this year-

12 new accounts in the last year- (would have been 13 except Blue Cash reporting over a year old!)

Weird that EQ changed recently to:

Amount of new credit Amount of credit you've recently obtained or applied for.	Good

[Anonymous]

13 soon to be 15 on all three (I hope). 10 'open', 2 not yet reporting ($3750 in CL not showing), 3 closed

[tonsers]

All three reports state 5 open - my new Discover hasn't reported yet. Macy's Chevron BofA VISA BofA Amex Car Loan

[orl2185]

I've got a total of 13 tl, 8 open... 3 showing a balance of less than 200.00 overall. No flags on my reports.

[fishbjc]

I have red flags next to the accounts w/baddies...of which there are just a couple now...

Let's see for DH

Best Buy

Sears

JCP

Dillard's

Macy's

Firestone

Jared

Kay

Crown

Target

GM Card

Chase

Chase

Hooters

Cap One

BofA Sig. Loan

VW

Roadloans

Mine:

Arhaus Furniture

Dell

Kohl's

BofA

BofA Signature

Well's Fargo

Sears (joint)

JCP (joint)

Dillards (joint)

Dollar Bank Visa

HFC

[haulingthescoreup]

Once the new stuff finally reports:

19 total: 12 open, 7 closed, except on EQ (one less closed account, which fell off early)

[Schoolbuskid]

Heres the rundown:

Equifax-7 open

Experian 4 open

Transunion 4 open

My average age account for Equifax is 8 months for Experian and Tranunion is 2-3 months. So i guess you could say im starting late!

[Anonymous]

                                    TransUnion         Experian                Equifax   

TOTAL ACCOUNTS:            43                 48                             50   

OPEN ACCOUNTS:              17                 20                             24   

CLOSED ACCOUNTS:         26                 28                             26   

DELINQUENT:                        0                   0                               0   

DEROGATORY:                      0                   1                               0   

BALANCES:                    $235363.00      $226799.00          $265897.00   

PAYMENTS:                   $2776.00           $2659.00             $4278.00   

PUBLIC RECORDS:              0                    0                              0   

INQUIRIES(2 years):              1                   25                             8

ex is more current as far as totals and payments. oldest account is about 5 1/2 years old avg age about 1 year.

tu 670ish at last check, eq sw 666, and ex 580ish at last check. eq has accounts showing open that should be closed, disputed but never updated.

[Anonymous]

15 open with 11 of those opened since Dec. I can't wait for the score jump from the inquiries and account aging. Just have to be patient and wait another 11 months.