@derboesekoenig wrote:I'm just curious what the max amount of approved credit lines in one go is that y'all have seen or heard of? I did a 48 hr spree and not super proud of all the small SLs I received...but I'm thinking after 18-24 months of CLIs across the board, it'll end up working out ok.
It would be best to frame your comparison to "48 hour spree within the last year with a score of around ______". The credit card approvals landscape has evolved quite a bit in the last several years so that even the concept of a "spree" has become something less useful. We are a long way from 2015.
Congrats on the approvals you got. Managing those cards correctly over the next two years ( a nice long recovery period from the score impacts from a spree ) should indeed allow you time to improve the credit limits on some of those cards.
I've done x4 in 7 days and x6 in 30 days before, but I wouldn't recommend it. Lost a couple hundred points for a few months doing that.
Added x2 in 20 days recently and now gardening till 2023 in hopes to be 5/24 before I do anymore apps.
One time, I opened a car loan and a credit card, and a small personal loan, at the same time. Maybe not literally the same day but close. Another time, I opened a US Bank card and an Elan card on the same day, one application after another, and then opened another US Bank card based on mailer prequalification a couple days later. I'm nowhere near a record with either example, though.
What cards, what are your DPs, what credit limits?
Depending on your answers to those questions, I will mention that you don't need to keep every card forever. I opened 11 cards in my first year of building/rebuilding credit in 2019, and I have closed all but two of them because I was able to get cards that suited my needs/goals more over the next couple years. JMO, good luck!
I did 7 credit card approvals in 30 days (really in just 2 weeks) even though 3 of them (approved for 4 Truist Visa cards) were kinda by accident lol. But I most CERTAINLY would NOT advice it or ever do it again! My FICOS dropped 50 points across the board and I lost several months of of my AAoA's. Not to mention now I have to garden for an extended period and stay under the radar so as not to attract any AA from any of my other cards.
