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How many cards with AF do you have?

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leoment
Frequent Contributor

Re: How many cards with AF do you have?

Only 1, the Blue Cash Preferred.  Tempted to app for a card with an AF, but I'll wait until I can get my income up a little more.

800+ across all three (via FAKOs) has been achieved! Current goal - Get down to 6 cards in total - sitting with 8 currently.
Message 11 of 70
NRB525
Super Contributor

Re: How many cards with AF do you have?

I used to have none with AF. Then...

 

Delta AMEX Gold June 2013

Delta AMEX Platinum Feb 2014 (closed Oct 2014)

US Bank Travel Non-Rewards Aug 2014 (closed Oct 2014)

Diners Premier Nov 2014

Marriott Dec 2014

Hyatt Jan 2015

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 12 of 70
onstar
Established Contributor

Re: How many cards with AF do you have?

8, a.k.a. too many.

 

Chase IHG (free night pays for the AF)

Chase Marriott (free night pays for the AF)

Amex Delta (AmexOffers pays for the AF)

Amex SPG (AmexOffers pays for the AF)

Citi Prestige (Just got it today; it's supposed to be awesome)

Barclay AA

Citi AA

Chase Southwest

 

The bottom three are on the chopping block. Probably cancel one of the two AA cards. Possibly also the Southwest.

BK DC 4/9/2018
FICO 08 (4/9/2018): EQ 647 EX 609 TU 620
FICO 08 (01/27/2025): EQ 725 EX 736 TU 745
Message 13 of 70
dilettante
Established Contributor

Re: How many cards with AF do you have?

10:

 

Amex Plat

Amex SPG

BofA Alaska Air

Barclay's Arrival +

Citi HH Reserve (used to be Citi AA Exec)

Citi Premier

Citi Prestige

Diner's Elite

JPMorgan Palladium (+half AF reimbursed)

JPMorgan Ritz

 

Maybe will be closing Premier next year if Prestige broadens travel category to match Premier.  Will most likely close Citi Hilton next year since I found that Gold Hilton status is meaningless at Waldorf Astoria's.  Still waiting to see what they do with Palladium before deciding whether to close that one, too.  The rest, I use too much to think of closing while I'm (or family members are) traveling so much.

Message 14 of 70
Anonymous
Not applicable

Re: How many cards with AF do you have?

Id get a Diner's Elite.






No I wouldn't. Smiley Tongue
Message 15 of 70
Anonymous
Not applicable

Re: How many cards with AF do you have?

 Annual FeeDate
PRG $       175.00March
CSP $         95.00February
BCP $         75.00March
Discover $                -  N/A
Double Cash $                -  N/A
Wells Fargo $                -  N/A
Diamond $                -  N/A
Total $       345.00 
Message 16 of 70
dilettante
Established Contributor

Re: How many cards with AF do you have?


@Anonymous wrote:
Id get a Diner's Elite.






No I wouldn't. Smiley Tongue

Oh, you should. It's a nice little quiet card, other card issuers don't even know it's there. But, one bad thing is that transfers to SPG can take a long time.  I like it better instant like UR, MR, and even TY is much faster.

Message 17 of 70
Anonymous
Not applicable

Re: How many cards with AF do you have?

Im considering it when apps come back. Hopefully still a hidden TL.
Message 18 of 70
Anonymous
Not applicable

Re: How many cards with AF do you have?

0
Message 19 of 70
Anonymous
Not applicable

Re: How many cards with AF do you have?


@leoment wrote:

@Anonymous wrote:
Well...

BSP (Downgrade to Blue Sky)
PRG (x2) - (Downgrade both to Sr. Green)
CSP (x2) - (Mine, PC into Freedom/Wife's, Roll and close into IHG )
Marriott Rewards (Keep for annual comped stay)
IHG (Keep for annual comped stay)
Aviator Red (x2) (Mine, Keep for annual 10K anniv miles/Wife's PC to Aviator White)
Ritz Carlton (To be decided, Comparing it to the Prestige)
Venture (x2) (PC to QS)
Ink Plus (Keep, keepkeepkeepkeepkeep!)
Prestige (To be decided, Comparing it to the Ritz Carlton)

Geez Nixon - are you able to get your money's worth with all of these AF cards?  Or are some of these from signup bonuses?!  I have a hard time splitting spend across the 3 cards I use regularly, let alone the other 6 I have! I guess what I'm asking is, are you able to earn decent rewards across all of these cards?


 

Message 20 of 70
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