@Anonymous wrote:
@Anonymous wrote:
I'm sure this is a dumb question. You always mention the Sr. Green. What is it? I can't seem to find much info about, even from Amex...
Barebones Green Charge.
I'm only keeping it to keep my AAoA from dying on my next AOR. It's already added 7yrs of backdate, It's the gift that keeps on giving.
Can you downgrade to ED? No annual fee. Even if EDP, get something back. 
@Imperfectfuture wrote:
@onstar wrote:8, a.k.a. too many.
Chase IHG (free night pays for the AF)
Chase Marriott (free night pays for the AF)
Amex Delta (AmexOffers pays for the AF)
Amex SPG (AmexOffers pays for the AF)
Citi Prestige (Just got it today; it's supposed to be awesome)
Barclay AA
Citi AA
Chase Southwest
The bottom three are on the chopping block. Probably cancel one of the two AA cards. Possibly also the Southwest.
My Amex offers suck, so wouldn't pay for annual fee.
That's .... too bad. I went through the last 11 statements for the Amex Delta (that's how long I've had the card). I got:
$30 from paying my Verizon cell phone bills
$5 from Chevron
$5 from Starbucks
$5 from Petco
$25 from Newegg
$15 from Tiger Direct
$10 from Uber
Total $95.
Wow, that matches the AF exactly. I currently have $25 from Chewy.com offer added to the card, which I will probably use later this month, so the total AmexOffers savings before the AF hits will be $120. All these were/are regular spending not induced by Amex Offers. Well, maybe not 100% true. With our dog food, we rotate from PetSmart and Petco and Chewy and other vendors, depending on who's the cheapest at the time (online prices fluctuate a LOT).
@onstar wrote:
@Imperfectfuture wrote:
@onstar wrote:8, a.k.a. too many.
Chase IHG (free night pays for the AF)
Chase Marriott (free night pays for the AF)
Amex Delta (AmexOffers pays for the AF)
Amex SPG (AmexOffers pays for the AF)
Citi Prestige (Just got it today; it's supposed to be awesome)
Barclay AA
Citi AA
Chase Southwest
The bottom three are on the chopping block. Probably cancel one of the two AA cards. Possibly also the Southwest.
My Amex offers suck, so wouldn't pay for annual fee.
That's .... too bad. I went through the last 11 statements for the Amex Delta (that's how long I've had the card). I got:
$30 from paying my Verizon cell phone bills
$5 from Chevron
$5 from Starbucks
$5 from Petco
$25 from Newegg
$15 from Tiger Direct
$10 from Uber
Total $95.
Wow, that matches the AF exactly. I currently have $25 from Chewy.com offer added to the card, which I will probably use later this month, so the total AmexOffers savings before the AF hits will be $120. All these were/are regular spending not induced by Amex Offers. Well, maybe not 100% true. With our dog food, we rotate from PetSmart and Petco and Chewy and other vendors, depending on who's the cheapest at the time (online prices fluctuate a LOT).
Got 5 walmart, covered shipping. No cell phone offer, but the SimplyCash makes up for that. Don't have a car, no uber offer. It's cheaper at amazon or Safeway compared to Petco. Got the 5 Starbucks, again covered shipping. Ebags also sells on amazon, can get cheaper. Starbucks is cheaper at Safeway. So savings not so much.
@leoment wrote:
@galahad15 wrote:
@DigitalArk wrote:
For me, there are CSP, PRG, BCP and Costco Amex (sort of).2: FNBO Maximum Rewards card at 10.99% ($59), and BoA Platinum Plus at 9.24% ($59). Neither of these had annual fees originally though, they were added on later, by the issuers.
That stinks! Have you contacted the EO to see if they were willing to remove the AF? That's absurd that they added AFs to your cards
Thanks for the kind words leoment! 
Alas, I have contacted FNBO and BoA many, many times to try to get the AFs removed, but they were sadly unwilling to budge on the AF. FNBO though was at least willing to offer a 9-10 month reduction in my APR to 2.9% F, as a gesture of goodwill and to try to partially off-set the costs that this year's AF would be incurring. I haven't tried to contact the EO though, just curious how card members are able to access the EO? For ecxample, do they call the card issuer number on the back of the card and ask to be transferred to the EO?
NONE!!! 
Gardening Until Further Notice
@Imperfectfuture wrote:
@Anonymous wrote:
@Anonymous wrote:
I'm sure this is a dumb question. You always mention the Sr. Green. What is it? I can't seem to find much info about, even from Amex...
Barebones Green Charge.
I'm only keeping it to keep my AAoA from dying on my next AOR. It's already added 7yrs of backdate, It's the gift that keeps on giving.
Can you downgrade to ED? No annual fee. Even if EDP, get something back.
Unless something has changed, There is no PC between Charge cards and revolvers.
Only one at this point. But looking to add CSP down the road.
