How many days should I wait before I call Citi on my app

[Anonymous]

---

concorduser wrote:

.

Either way it is going to be a Great Christmas this year. I am off from work starting this Friday for 2 weeks until Jan 2nd. Lot of sleeping and eating and watching TV. Can not wait till Friday to come.....

---

Me too! After Friday off till Jan 2. However, cuz I had to put the unexpected tuition on sev. cards split up was thinking about going in half days. Maybe. We'll see.

[haulingthescoreup]

---

@Anonymous wrote:

---

@Red1Blue wrote:

.

Either way it is going to be a Great Christmas this year. I am off from work starting this Friday for 2 weeks until Jan 2nd. Lot of sleeping and eating and watching TV. Can not wait till Friday to come.....

---

Me too! After Friday off till Jan 2. However, cuz I had to put the unexpected tuition on sev. cards split up was thinking about going in half days. Maybe. We'll see.

---

Hey, np, keep at least some of that time for yourself! Gotta feed the soul as well as the CCC's.

[Anonymous]

Definitely, whihc unfortunately is not always a luxury the self-employed can afford.

[Red1Blue]

Finally got the declined email. Below is the reason. I guess I have to get back to drawing board and start claning things up.

o   Your credit report reflects a serious delinquency,
and derogatory public record or collection filed.

[Anonymous]

man that bites. do try a recon though!

[Anonymous]

---

concorduser wrote:

Finally got the declined email. Below is the reason. I guess I have to get back to drawing board and start claning things up.

o   Your credit report reflects a serious delinquency,
and derogatory public record or collection filed.

---

Open or closed? Mind sharing? Dont' worry, Citi Upromise wouldn't touch me and I have an open two year old coll. less than 150.

Medical too. Going to try to PFD over Christmas.

Message Edited by netpanther on 12-18-2007 06:58 PM

[Red1Blue]

Hi ducky, do you think recon will work with Citi? It is a good idea. Does not hurt, I'll give them a call now and see what they say. On my EQ it says one Delinquent. I have no idea what it is? Is there any phone number I can call EQ to ask them about it?

Hi Netpanther, I have no idea what they are referring in my CR. I have no unpaid items on my accounts. Again I am not sure what and how they are reporting on my account. I have to start second round of DV letters to get the baddies out. These are paid collections/CO not removed.  I guess I have to fight hard this time and get them out.

[Anonymous]

Definitly do a phone recon. Worked for me two diff. times on CLI's.

[Anonymous]

citi home depot let me phone recon a home improvement loan. turned a decline into a 3.6k approval. kids got a new swing set, i got a new vinyl floor in the kitchen and carpet everywhere else, but the bathroom.

[Red1Blue]

I called citi and CS is very nice and said, he is sorry he can not do any thing since I am doing PG for my business card. He asked me to look into my CR and see if I can get the inaccurate information out.  He applogized and said there is nothing he can do at this time.

LOL, he also said, my business has excellent Credit with Citi and if not for my PG my Business would get the card. Lol. I am the business and I pay all the bills, but they dont want to card to my business because I PG for it. What a wonderful world.... Any way he gave couple of suggestions to call at Citi to see If my business can get  Major card with out my PG.

I think one of the Comcast / DMI paid collection is the causing citi not like my application. I have to jump big guns and get this baddie out and also start second round of DV and start getting some of the baddies out. I have been a good gentleman and paid the obligations and these suckers does not want have courtesy to reciprocate some good will.

Back to Drawing Board and start drafting the second round of letters. Brighter side, my business credit is standing on its own with excellent rating. I guess I did some thing right.