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How many inquiries are too many for Barclays?

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Anonymous
Not applicable

How many inquiries are too many for Barclays?

I was planning to app for a Barclays card, but I keep reading that they're inquiry sensitive. I have 4 inquiries from the past 4-5 months, although two of those were not for credit, but to join credit unions. I haven't had any others in the past year, but I do have 20 more that are between 13 months and 2 years old. Do they really worry about those since they are over a year old? Again, the only one's I have within the past year are those 4 from the past 4-5 months. Thanks.

Message 1 of 6
5 REPLIES 5
CS800
Super Contributor

Re: How many inquiries are too many for Barclays?

I would honeslty say thats a YMMV situation.

 

You would see people with 8-10 inqs geting approved and some denied. Many other factors on your credit report would determins this.




Message 2 of 6
android01
Valued Contributor

Re: How many inquiries are too many for Barclays?

From what I've read here, it's the amount of applications after you've applied and been approved for their card that makes them skittish. 

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 3 of 6
injustifiiable
Valued Contributor

Re: How many inquiries are too many for Barclays?

+1

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 4 of 6
Repo-ed
Senior Contributor

Re: How many inquiries are too many for Barclays?


@android01 wrote:

From what I've read here, it's the amount of applications after you've applied and been approved for their card that makes them skittish. 


^^^^ THis

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 5 of 6
LS2982
Mega Contributor

Re: How many inquiries are too many for Barclays?


@Repo-ed wrote:

@android01 wrote:

From what I've read here, it's the amount of applications after you've applied and been approved for their card that makes them skittish. 


^^^^ THis


I have 4 new accounts after Barclays and recieved a 1.2K CLI at the 6 month mark, so its a YMMV thing for all.




EQ FICO 548 3/3/16
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