How many to app for at a time?

[Linear23]

I have no baddies on my report except for the bankruptcy discharged in April 2005.

[mountainmom]

I have read if you are blacklisted with annex it is instant denial, no pull, so wouldn't hurt to try.

[Linear23]

What Amex do you suggest? I don't pay in full every month and my income is around $70k per year.

[Linear23]

I got up the nerve to app for amex blue everyday and just as they were processing it came back with their system is down and I will get a response in 14 days through mail.

Is there a special number I should call?

[Linear23]

I called the back door number listed on the boards here and they said I was declined and there was no changing it!

What other cards give decent cash back for everyday use like gas and groceries?

I hate being declined!

[Anonymous]

Expect a chorus of "Sallie Mae"  which is a very good card if you spend less than $250 a month on (each of) gas and groceries.

[Linear23]

I definitely spend more than that. I have 20 month old twins!

[Anonymous]

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@Linear23 wrote:
I definitely spend more than that. I have 20 month old twins!

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Well, so do I (spend more than that, don't seem to have 20 month twins!).  But it is still good for the first $250 a month. Might be difficult to coordinate with other cards, which tend to have quarterly or yearly caps.

But consider the SM card.   Also Huntingdon Voice, you can select groceries, for 3% for up to $2000 per quarter

[cjc343]

5% back on the first $250 spend per month could still make it worth it to put your first $250/mo on it. My understanding is categories are separate, so you could get $25/mo maxing gas & grocery spending before switching to a different card for the remainder of the month.

[Themanwhocan]

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@cjc343 wrote:

5% back on the first $250 spend per month could still make it worth it to put your first $250/mo on it. My understanding is categories are separate, so you could get $25/mo maxing gas & grocery spending before switching to a different card for the remainder of the month.

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The original poster has Twins. Presumably they may also have a Spouse, therefore they could each get a Sallie Mae World Mastercard, and one could become a authorized user for the others card.

So, is there anything better than the Sallie Mae? Yes, two Sallie Mae's...

PS: Sorry you couldn't get the Amex, the BCP would have worked well for your situation.