How much should I ask for? Bank of America CLI

[B335is]

Kobe24 keep us posted!

[lg8302ch]

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@Anonymous wrote:

Thanks for the advice. I will call the backdoor number and ask for 25K. 

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Good luck and keep us informed about the outcome... I am interested in such a mission myself since BofA now reports the CL on the Siggy ...

[enharu]

Since it's going to be a HP, ask for as much as you think is realistic and let them counter.

[FinStar]

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@enharu wrote:
Since it's going to be a HP, ask for as much as you think is realistic and let them counter.

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+1

Exactly.

[ZeroChance]

@kobe24

Any updates?

ZC

[Anonymous]

I would like to hear how this turned out too

[Anonymous]

my boa travel rewards sig just turned 6 months so i decided to request a cli to 20k and sucessful.  i requested it around 5pm and around 7pm i logged back in and saw the change.  they did do a hp on tu.

good luck, let us know how it turned out.

[Anonymous]

***Update***

I called the BofA backdoor number (866-421-8153) and spoke to two different credit card analysis. They asked about my income (38K), where I work, how long I've been working there, how much I paid for rent, and why I wanted the increase. I explain to them that I've been a BofA credit card holder since 2008, I never received a CLI, always paid in full, and never had any late payments. I said that I was planning on moving soon and wanted a CLI to support my upcoming large purchases. 

I requested 25K, but they counter-offered with 10K. I was told that 10K was the most they can offer with my income. It seem like they didn't care that I had 56K in my BofA account. The last guy I spoke with noted that I didn't have any high reporting limits on my credit report history that would justify a need for 25K. He suggested that if I was reaching the 10K limit to call back and make another request.

I was also able to convert to a Visa Signature since the limit is now over 5K. The new card should come in 2-3 weeks.

[myjourney]

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@Anonymous wrote:

***Update***

I called the BofA backdoor number (866-421-8153) and spoke to two different credit card analysis. They asked about my income (38K), where I work, how long I've been working there, how much I paid for rent, and why I wanted the increase. I explain to them that I've been a BofA credit card holder since 2008, I never received a CLI, always paid in full, and never had any late payments. I said that I was planning on moving soon and wanted a CLI to support my upcoming large purchases. 

I requested 25K, but they counter-offered with 10K. I was told that 10K was the most they can offer with my income. It seem like they didn't care that I had 56K in my BofA account. The last guy I spoke with noted that I didn't have any high reporting limits on my credit report history that would justify a need for 25K. He suggested that if I was reaching the 10K limit to call back and make another request.

I was also able to convert to a Visa Signature since the limit is now over 5K. The new card should come in 2-3 weeks.

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Congarts nice limit Wooo Hooo

[FinStar]

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@Anonymous wrote:

***Update***

I called the BofA backdoor number (866-421-8153) and spoke to two different credit card analysis. They asked about my income (38K), where I work, how long I've been working there, how much I paid for rent, and why I wanted the increase. I explain to them that I've been a BofA credit card holder since 2008, I never received a CLI, always paid in full, and never had any late payments. I said that I was planning on moving soon and wanted a CLI to support my upcoming large purchases. 

I requested 25K, but they counter-offered with 10K. I was told that 10K was the most they can offer with my income. It seem like they didn't care that I had 56K in my BofA account. The last guy I spoke with noted that I didn't have any high reporting limits on my credit report history that would justify a need for 25K. He suggested that if I was reaching the 10K limit to call back and make another request.

I was also able to convert to a Visa Signature since the limit is now over 5K. The new card should come in 2-3 weeks.

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Glad it worked out for you.  And, $10K is really not too bad and Visa Signature to boot.  I think youngandcreditwrthy was able to get that high from the initial ~$3K he was approved.