It's been too long since I've had this scenario arise. How much of my $400 secured card limit should I spend before paying it off? I'm at $315 now. Will get the qs1 in the mail tomorrow. That has a $300 limit. I dont want to accrue a fee for "maxing out" the card or something. If that's even a thing I have no idea? I can pay it in full whenever. I have 2k in my checking account.
