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How often Credit Line Increases

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Slab
Frequent Contributor

How often Credit Line Increases

I was wondering how often a person should wait before asking for a credit line increase from Visa and Mastercards. GERCB is easy to get CLI every six months but Visa and Mastercard might not be as easy. Thanks to all of you folks, you have really helped me.

Equifax FICO 781, Transunion FICO 821, Experian FICO 807,

810 goal on all three by 3-1-2015
Message 1 of 8
7 REPLIES 7
kromix
New Contributor

Re: How often Credit Line Increases

Depends on the issuing bank/entity....

Message 2 of 8
Slab
Frequent Contributor

Re: How often Credit Line Increases


@kromix wrote:

Depends on the issuing bank/entity....


How about USAA

Equifax FICO 781, Transunion FICO 821, Experian FICO 807,

810 goal on all three by 3-1-2015
Message 3 of 8
myjourney
Super Contributor

Re: How often Credit Line Increases

bump for help

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 8
nicholasyud
Valued Contributor

Re: How often Credit Line Increases

I just call them and bump 4k to 8k. 6 months open.......USAA
Starting Score: 560
Current Score: ?
Goal Score: 800
Message 5 of 8
09Lexie
Moderator Emerita

Re: How often Credit Line Increases

From what I remember, USAA was not so quick ie GECRB with CLI's. things may have changed from when I had a cc with them.
Message 6 of 8
visorboy1974
Valued Contributor

Re: How often Credit Line Increases

I typically pull the trigger every 6 months or so unless it's been stated here or somewhere else on the internet by multiple sources that the typical wait period is longer.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 7 of 8
92SelfMade
Contributor

Re: How often Credit Line Increases

ive gotten ones from chase and discover and capital in less thana week from the last cli

Message 8 of 8
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