How often can I request CLI from Capital One?

[xellos2099]

Last month I request a CLI for my Quicksilver and was rejected due to they claim they cannot verify my information.  2 day ago i try again for the hell out it and i got approved for 100 dollar increase.   My original credit limit was $1000 so it is not terrible.  How often can I do a request?  Also does this mean ym card is not bucketed?

[FireMedic1]

Every six months after a CLI. It appears its a bucket card. When approved at or over $3000 is usually non-bucketed. Nothing in stone when it comes to Cap1.

[xellos2099]

Well, it is my first real credit card so it is understandable it is only $1000.  

[mgood]

You may request as often as you want.  I've never seen any indication that too many requests hurt you with Capital One.  But after you get approved,  you will not get another approval for six months. 

[masscredit]

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@FireMedic1 wrote:

Every six months after a CLI. It appears its a bucket card. When approved at or over $3000 is usually non-bucketed. Nothing in stone when it comes to Cap1.

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Would you say my Walmart MC is bucketed with a $2K SL?

[Anonymalous]

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@masscredit wrote:

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@FireMedic1 wrote:

Every six months after a CLI. It appears its a bucket card. When approved at or over $3000 is usually non-bucketed. Nothing in stone when it comes to Cap1.

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Would you say my Walmart MC is bucketed with a $2K SL?

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All cards are bucketed, or placed in a tranch. See here:

https://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Card-Asset-Backed-Securities-ABS-and-w...

But nobody really knows which tranch they're in, the boundaries, how rigid they are, or even if you can really escape them. The tranches are set at the time of application, and while they do seem persistent, they're not absolutes. Some cards do grow, and Cap1 does seem to change their rules periodically (there have been a lot of relatively generous CLIs from Cap1 since the start of the year, for instance), but beyond that it's all fuzziness and guesswork.

[mgood]

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@Anonymalous wrote:

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@masscredit wrote:

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@FireMedic1 wrote:

Every six months after a CLI. It appears its a bucket card. When approved at or over $3000 is usually non-bucketed. Nothing in stone when it comes to Cap1.

---

Would you say my Walmart MC is bucketed with a $2K SL?

---

All cards are bucketed, or placed in a tranch. See here:

https://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Card-Asset-Backed-Securities-ABS-and-w...

But nobody really knows which tranch they're in, the boundaries, how rigid they are, or even if you can really escape them. The tranches are set at the time of application, and while they do seem persistent, they're not absolutes. Some cards do grow, and Cap1 does seem to change their rules periodically (there have been a lot of relatively generous CLIs from Cap1 since the start of the year, for instance), but beyond that it's all fuzziness and guesswork.

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[Pepsibottle1]

Hang in there.

Me and my wife each both graduated a $500 platinum into 2k+ quicksilvers. They are stingy at first with small increases, but if you put fair spend on them and pay 'em all off they will grow. 6 months sounds about right for cli. SO's card was stuck at 600 forever and after bugging the hell out of them we got a nice bump out of it to 1400. We put in requests online thru the site. We also have a Walmart card that is now 2k up from $500 at start - one of our first cards after bk so in that same bucket as the quicksilver lines.