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How often does Chase give CLI's on the Freedom?

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xgac12x
Established Contributor

How often does Chase give CLI's on the Freedom?

I've had the Freedom for about a month and a half, and already put about 3.1k on it (PIF of course), and I was just wondering when does Chase usually give CLI's, and does heavy spending such as my case may shorten the time they take to give one? I'm trying to just get a auto CLI if possible. Not in any need of one, just curious 

CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 1 of 11
10 REPLIES 10
FinStar
Moderator Emeritus

Re: How often does Chase give CLI's on the Freedom?


@xgac12x wrote:

I've had the Freedom for about a month and a half, and already put about 3.1k on it (PIF of course), and I was just wondering when does Chase usually give CLI's, and does heavy spending such as my case may shorten the time they take to give one? I'm trying to just get a auto CLI if possible. Not in any need of one, just curious 


There is no set criteria for auto-CLIs.  Some can occur as early as 2-3 months, for others anywhere from 5-8+ months or beyond 10-12 months...some folks have gone for over 12 months without any auto-CLI.  Heavy usage tends to favor certain auto-CLI trends but not always.  Chase also SPs as part of their periodic review process in addition to internal scoring, and if your account is elegible, then an auto-CLI may occur.  Alternatively, you can always request a CLI; however, be prepared for a HP.

Message 2 of 11
Fresh-Start
Frequent Contributor

Re: How often does Chase give CLI's on the Freedom?

I received one $500 CLI after my first six months with my Chase Freedom. That's been almost two years now and I haven't received another one since....Smiley Mad  In the 1st year 1/2 I used it heavily and always either PIF or paid a huge part of the balance.  Never been late - And this is how i handle all my acccounts across the board.  I last submitted a request about 5 months ago and was denied.  I am disappointed that this card will not grow so I've sock drawered it and moved on.

 

Everyone's situation is different so you may make out better with your Chase Freedom than I have.  Good luck!

Message 3 of 11
lg8302ch
Senior Contributor

Re: How often does Chase give CLI's on the Freedom?

I think it is best not to expect auto CLIs so when it actually happens it is a nice surprise. Also I wonder if a lender SP do they usually look at a specific account or all accounts with them?
Message 4 of 11
compassion101
Established Contributor

Re: How often does Chase give CLI's on the Freedom?

I've put in heavy usage every month since PCing to the freedom two years ago and have never received an auto CLI. I asked once for a CLI a year ago and they HP me for $500. I don't think auto CLI is Chase's thing tbh

Message 5 of 11
Themanwhocan
Senior Contributor

Re: How often does Chase give CLI's on the Freedom?

Isn't Chase's 'thing' to move limits between cards? That would mean the proper way to get a Freedom CLI would be to apply for a plain Chase Sapphire, or Chase Amazon.com card, use whatever sign-up bonus you get, and after 13 months move the limit over and close the Sapphire or Amazon card...

 

Or so I assume from what I've read.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 6 of 11
IcEWoLF
Frequent Contributor

Re: How often does Chase give CLI's on the Freedom?

I had my Chase Freedom card for 3 years almost now, lets just say I was putting about $1200-$1500 a month on the card each month, always paid in full, yet they never gave me a CLI.

 

Greedy Chase :/

EQ: 768 TU: 769 EXP: 805
Ritz Carlton: 18k
CSP: 7K | Chase Freedom: 5.7K
MERRILL+® VS: 9K | BOA AMEX: 1K
BOA 123: 7K Discover IT: 6K | Discover Chrome 4K | Costco AMEX: 15K | AMEX PRG NPSL | AMEX BCE 15K | Barclay NFL: 4.9K | Citi TYP 7K | Amazon Chase 1.7K | Barclaycard Arrival Plus WEMC 5K | Citi DC 5K | FNBO AMEX 4.8K | CAP 1 QS 10K | U.S. Bank Cash+ VS 5K |U.S. Bank Perks+ VS 6K
Message 7 of 11
Anonymous
Not applicable

Re: How often does Chase give CLI's on the Freedom?

16 months here with no auto CLI from Chase

Message 8 of 11
xgac12x
Established Contributor

Re: How often does Chase give CLI's on the Freedom?

Okay, I think that in a year or maybe a little longer I will look into getting the CSP and combining the CL's? I remember seeing something like that, is that possible?
CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 9 of 11
fedxboy
Established Contributor

Re: How often does Chase give CLI's on the Freedom?

Although it's not a Freedom, I've had my Chase Amazon card since Oct 2011 and I've never received an increase



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
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