b333, I hadn't really thought about that until I saw the cash back perk of the quicksilver card. I think I am going to use it for my utilities payments then turn around and pay off the balance. I will be honest, I don't like using credit. My husband uses his to charge his gas (he covers 5 states so he is on the road alot). I pay his off every month. I definitely like the rewards concept. I paid cash for my car. I may talk to my credit union to see about a small loan and use my car as collateral, if necessary. I am still trying to decide my next step. Mr brain is on credit overload lol
Is the Walmart card easy to get? I think I would be more apt to just use the quicksilver card so I am wondering why that is recommended by more than one person.