How solid are the Capital One Savor/Savor One prequals?

[frank784]

Been looking at the new Savor "line" so jumped on to see if I was preapproved and I was for both as well as a couple other cards. I currently have two Capital one cards which include the Quiksilver with a $1000 limit (Started at $300) and a Venture with a $20,000 limit. I owe $50 on the quiksilver and $1500 on the Venture (I'm on a 0% promo so haven't been in a rush to pay it). 

Been with Capital One for almost 3 years on the Quiksilver and a little over a year on the Venture. Recently asked for a CLI on the venture and was denied but that's not a big deal to me since I have been approved for increases before on the card but turned them down. 

I get a set interest rate of 24.XX on the prequal page too. 

My scores are roughly in the 720s and higher and I can show $140K in annual income. 

What do you think the odds of approval are and if so are they known for decent starting limits like the Venture? 

Thanks

[morgacj2004]

I would suggest you read the other lengthy post on this subject by Mr.Endowed. it appears CO is being tough on new approvals for this card and inq sensitive. Read it before you apply.

[Anonymous]

Imo if you have a set APR with Cap 1 then you stand a good chance of getting it. I got the Venture card 2 months ago with tons of inquires on Transunion and Experian so I wouldn’t put too much weight on them. Everyone’s profile is different though.

I say go for it. I honestly think you would get it since you have a set apr.

[simplynoir]

You haven't seen the flood of denials on this card reported elsewhere. Even people with no churning profile and prequals showing are getting turned down. Reminds me of the Premium Rewards or raised Venture SUB when they both came out.

[frank784]

I have read mixed results. The bulk part of the threads I read were referring to the upgrade or lack there of on current savor cards not new applications. 

I will take a look at the suggested articles though. Thanks again. 

[Shooting-For-800]

Cap One Prequals from webpage are like 99% accurate.

The lower the APR, the more solid I would think.

14.74% is the best right now I believe.

GL!