...can you reapply for the same card?
Discover- 45days (according to analyst in recon)
AMEX- 30days (if you app more than one in 30days 2nd app will be auto canceled)
Ah, so these are actual rules set by the lenders? I was expecting more of a general opinion type answer.
On that note....is it BAD to, say, app again in 30 days? (using AMEX as an example)
@Creditaddict wrote:how about we use less example and who did you get denied for and what were the reasons.
some things won't change in 30 days or 2 years if say you have a BK and the bank you are applying for is a strict no bk bank!
Ha! It honestly was just a general question out of curiousity. Haven't app'd/denied lately.
Been learning so much about everything credit related on this board, but haven't really come across this topic yet.
Was just curious.
@toothgrind3r wrote:
@Creditaddict wrote:how about we use less example and who did you get denied for and what were the reasons.
some things won't change in 30 days or 2 years if say you have a BK and the bank you are applying for is a strict no bk bank!
Ha! It honestly was just a general question out of curiousity. Haven't app'd/denied lately.
Been learning so much about everything credit related on this board, but haven't really come across this topic yet.
Was just curious.
oh okay 
For the most part I would wait at least 30 days at least but again it's going to depend if you are dealing with a bank like GE were you can't recon a computer decline unless something big has changed probably wouldn't be worth it with same exact card again in just 30 days
