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How soon can I do a CL Reallocation after a CL Reduction from AMEX FR?

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Anonymous
Not applicable

How soon can I do a CL Reallocation after a CL Reduction from AMEX FR?

I was FRed a while back. AMEX reduced the lines for some of my cards.

A few weeks after FR ended, I attempted to move CL from one card to another. Both cards were open for more than a year, had no recent CL, etc, etc... but yet my request was denied.

Is there a "ineligible" period after a CL reduction where CL cannot be reallocated to the reduced card? I am not asking for a CLI here, but reallocating CL to the card that was cut.

2 REPLIES 2
gdale6
Moderator Emeritus

Re: How soon can I do a CL Reallocation after a CL Reduction from AMEX FR?

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Message 2 of 3
UncleB
Credit Mentor

Re: How soon can I do a CL Reallocation after a CL Reduction from AMEX FR?


@Anonymous wrote:

I was FRed a while back. AMEX reduced the lines for some of my cards.

A few weeks after FR ended, I attempted to move CL from one card to another. Both cards were open for more than a year, had no recent CL, etc, etc... but yet my request was denied.

Is there a "ineligible" period after a CL reduction where CL cannot be reallocated to the reduced card? I am not asking for a CLI here, but reallocating CL to the card that was cut.


This is an excellent question.  Smiley Wink

 

I'm interested as well, but for a different reason.  I have two Amex revolvers, both of which are at $1k and continually get shot down for CLIs due to my including Amex in a bankruptcy 16 years ago.  When my 13 months comes around on my second card, I plan to move $500 to the first card (BCP).

 

While my situation is different, it makes me wonder if since my cards will likely never be eligible for a CLI if that will cause me not to be able to move part of the credit line from one to the other (similar to the issue you're having now). 

 

Both of our scenarios are a bit specific, but hopefully somebody around here will have some data points to share. 

Message 3 of 3
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