cancel
Showing results for 
Search instead for 
Did you mean: 

How soon did U apply for 2nd NFCU card?

tag
teddybearkelli1
Contributor

Re: How soon did U apply for 2nd NFCU card?

It probably auto corrected and you didn't notice.. Try this. 

 

http://ficoforums.myfico.com/t5/forums/searchpage/tab/message?filter=location&location=forum-board%3...

 

FICO scores: 790 (EQ) 786 (EX) 796 (TU) |
My Wallet:NFCU CR Visa 24k, AMEX Delta Gd 18k, Walmart Discvr 12k, USAA Plat RA MC 13k, BECU Visa 13k, NFCU NR MC 10k, Sams Discvr 10k, Sportsmans Visa 11.5k, WF Plat Visa 10k, Paypal Extra MC 10k, BofA Fraternity MC 14k, Sams Credit 10k, USAA World MC 9k, Military Star 8.2k |BOA CR 8k |AMEX Evrdy 8k |Lowes 7.3k | Chase Military Star MC 16k, JCPenneys MC 7k, Discover IT 5k , Gymboree Visa 4.5k, Sears MC 4k, TJX MC 3.5k, ToysRUS MC 5k, Chase Amazon Visa 3k, Home Depot 3k, Citibank Simplicity 6.5k, Fred Meyers Visa 2.5k, Target 2k, Kohls 2k, ITunes Visa 5k, Macys 2k, Vystar CU Visa 5k
Message 11 of 18
dodfire
Valued Contributor

Re: How soon did U apply for 2nd NFCU card?

20 days between my applications with them.

1st was Cash Rewards and second card Flagship

*8/10/13
Message 12 of 18
MountainHiker
Established Contributor

Re: How soon did U apply for 2nd NFCU card?


@dodfire wrote:

20 days between my applications with them.

1st was Cash Rewards and second card Flagship


The pattern for many Nav Fed members is to app for their second card with-in 90 days.Its so tempting to just go for it. I imagine their platinum Master Card is one of the best cards in the industry.I'm curious to see if I can wait till maySmiley Happy

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 13 of 18
webhopper
Moderator Emeritus

Re: How soon did U apply for 2nd NFCU card?

The NavCheck is called Overdraft Line of Credit...

 

They call it navcheck after its approved and in your list of accounts

FICO 8:
Goal: Gardening!
Message 14 of 18
Leadberry
Established Contributor

Re: How soon did U apply for 2nd NFCU card?


@MountainHiker wrote:

@Leadberry wrote:

@MountainHiker wrote:

I'm thinking about applying for my second Navy federal card and looking at the Platinum.Not sure if they have a platinum Master card but that would be a desirable option. How soon did you apply for your second card with NFCU?

 

Btw, I've had my card for one week. What say you, too soon, or should I wait the whole six months before applying?


I can confirm they do have a Platinum MC...I have one sitting right in front of me.


Very nice to know. That is the card I want. I wonder what is the lowest limit that Platinum cards begin with?


I'm not sure what the minimum is, but I applied with scores nearly identical to yours and a <$12k income (student) and they instantly approved me for $5k.

 

Also, if you're looking for info on the Overdraft Line of Credit, Navcheck is a common misspelling.  It's spelled and stylized as NAVchek.

   
FICO Scores 800+
Message 15 of 18
jsickz32
Valued Contributor

Re: How soon did U apply for 2nd NFCU card?

After 3 months i used 5k from my cashRewards to open my Flagship. No HP to open the account.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 16 of 18
dddfresh
Frequent Contributor

Re: How soon did U apply for 2nd NFCU card?

One day and resulted in a hard pull. The overdraft line Of credit was also a HP! Fyi the LOC may require previous bank statements and pay stubs so dont lie About your income

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 17 of 18
jsickz32
Valued Contributor

Re: How soon did U apply for 2nd NFCU card?

They didnt ask for bank statements or pay stubs for LOC
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 18 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.