Re: How soon do you use your new cc?

Anonymous · ‎11-14-2012

The first time I'm making a purchase that can be done with a CC.

Sometimes I think you guys think way to into this stuff.

SwiftTone · ‎11-14-2012

I start using it right away. I got my CSP back in 10/16 and my first purchase was a $1800 plane ticket. 5 days later i charged another $2100 plane ticket. Nothing bad happened and I'm already maxing it out. Since its a NPSL, I might try charging it past its soft limit see what happens. hehe. It's my first NPSL might as well try it.

Actually, I was chatting with Chase's executive office on another issue with a different card I have and they didn't mention anything about my charges and balance. I don't expect that they would have an issue as they extended credit to me to use it and I'm not using it outisde the terms and conditions.

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766

tinuviel · ‎11-14-2012

"How soon do you use your new cc?"

As soon as I rip open the envelope?

No, seriously (sorry, couldn't resist the above quip)... I apped for the cards I have in order for them to fill specific roles. So, as soon as I've activated the card and a purchase needs to be made that is appropriate for that card, I'll make it. The issuer wants me to use their card, so if it's beneficial to me I'll do so.

Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k

distantarray · ‎11-14-2012

it's a credit card not a girlfriend, use it as soon as you can rip open the envelope imo =)

your already approved and it won't say no

total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758

colindidit · ‎11-14-2012

Nice analogy lol..^

Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...

Duncanrr · ‎11-14-2012

Just put 3.4k on my 1 day old NFCU. Damn cabinets are expensive.

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
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