No offense but it's A thousand, not thousands...
Get a weekend job
A night job
An online job
Sale oranges, bottled water, Avon, walk dogs, cats, babysit
It's only one thousand dollars, you can SAVE yourself
Again, luckily it isn't thousands, with an S
As another poster stated, you spent the money, you bought whatever.....No worries, regarding that but now just man/woman up and dig deep like the adult you are and save yourself vs allowing yourself to be pulled into a jacked up situation for an extended amount of time over a lousy one thousand dollars.
Yeah, yeah I know some ppl will say I'm being to cavalier over the value of one thousand dollars...To that I say if a thousand dollars so startling than the OP would have been that startled SPENDING then, can't have it both ways...
The point is IF the OP takes a deep breath and DECIDES to tackle this thing head on vs spending all kinds or energy and effort trying to FIGURE out a way to duck this get a ' break' on that, seeking this program and that assistance he/she could have been half way to paying off the lousy thousand.
Just as a word of advice, too often ppl jump ship too quickly...Yes the % rates stink but IMO there are times to suck it up and just pay da lady, learn your lesson and keep your profile (even at a cost) vs closing accounts with balances...
Everybody wants to WIN and not get any dirt on their uniform, when sometimes sliding into 2nd just requires getting dirty....
IMO having the PRESSURE of getting a one thousand dollar debt paid off with the % clock running is a great learning experience ( again not thousands) many times paying an extra $50-$90 is exactly what WAKES a person up to be a better manager of their finances.
Not much teaches better than pocket book losses, again nobody is gonna lose the farm over one thousand but it can chap a behind enough to teach a lesson...
Even at FINDING $50/wk it won't take long to pay off $1000 but the lesson learned might last a lifetime
Again, Uber, Lyft, Pizza delivery, eBay, garage sale a person with a mission can find/make an extra $50-75/wk when motivated enough
* On another note, and I'm just trying to be helpful
You may want to, after this ' emergency' is over... Practice making payments to yourself, and I'm not trying to be funny...I'm dead serious, you said you closed the account so you could not use it again.
Implying that financial management and discipline need to be learned and many times to best way to do that safely without jeopardizing "real" credit is to practice by 'paying' money into an account each month just like you would be making a payment.
Try 6 months then 8-10 just 'paying' say $50 bucks into a savings account with the discipline of bill paying w/o the NEED to "see" a new item being purchased, just paying for the sake of paying a bill.
This will help in real life because real grown up life works just like that, you pay because you owe, and you pay every month, not just when you feel like it or when you want new shoes
Bottom line the action and attentiveness of paying on time, every time can't hurt and a byproduct is one would have $500-$600 bucks in savings as a mini emergency fund (70% of Americans couldn't put their hands on a G in a pinch w/o borrowing) not a bad thing
Either way best of luck to the OP...This to will pass
Your hole really isn't that deep you'll be just fine☺
