How to get Walmart Discover upgrade?

[SunriseEarth]

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@corymcd88 wrote:

I think that you will see a lot of people getting the upgrade to MC as a way to promote the card.

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Hopefully so.  If the rewards structure is anything like Sams Club MC, I definitely want an upgrade!

[maiden_girl]

I dont like the fact that it reports as a new account when its just an upgrade. GE should change that policy. But as others have posted, you just have to wait for a invite offer. Some people just get approved for the WM Discover card during initial application while others just get approved for the store card and have to wait for an upgrade.

[eviLution]

I've received the invitation to upgrade a few weeks ago and I declined. Why upgrade now and get a new tradeline, then get another new tradeline when we get transferred to Mastercard? That's two closed tradelines and two newly open tradelines in a matter of months. Definitely a hit to your AAoA.

Patience is the key to excellent credit.

[mongstradamus]

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@eviLution wrote:

I've received the invitation to upgrade a few weeks ago and I declined. Why upgrade now and get a new tradeline, then get another new tradeline when we get transferred to Mastercard? That's two closed tradelines and two newly open tradelines in a matter of months. Definitely a hit to your AAoA.

Patience is the key to excellent credit.

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I whole heartedly agree. I am just going to wait and see what MC card has to offer. Worst case scenario its same reward system as walmart discover. Best case scenario its on par with the SamsClub MC. There is no harm in waiting, but thats my opinion.