How to get a Discover card

[e35]

Please give me information on How to get this card. I want to garden, but I would like to have this card first!

[myjourney]

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@e35 wrote:

Please give me information on How to get this card. I want to garden, but I would like to have this card first!

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Honest if those scores are current garden you need to be in the mid 600's 

[dap1984va]

First, I would like to say there is a chance for anything. Second, I would like to say I would "highly suggest" not to even waste a hard pull which will potentially lower your score more on a Discover IT card. I think other cards may give you a better chance of getting approved especially with the right credit profile/income. I would wait, some higher credit score members would be able to "risk" a hard pull on there credit report and still keep the industy "good credit score" profile by loosing a few points,   frankly I think the RISK is higher than the REWARD. Third, I would not apply for any credit cards, at the moment, it would not be beneficial.

[djc1puno]

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@myjourney wrote:

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@e35 wrote:

Please give me information on How to get this card. I want to garden, but I would like to have this card first!

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Honest if those scores are current garden you need to be in the mid 600's 

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+1

[mnavas]

You're most likely going to be declined. Work on your raising your scores first and apply in a couple of months once you hit the high 600's

[credit_challenged09]

clean up your credit report... that's the best thing to do.  i agree with the others.  at one point i hope to get better cards such as the discover and others, but i have to let my current cards age, baddies fall off...allow time to run its course.  anyone think capital one may provide an option at least secured?

good luck to you and keep striving for a clean report and a good score!

[e35]

Thanks for the advice.  All baddies should be off by the beginning on next month. So I should see a score increase.    Waiting seems to be the right way, maybe I will apply in FEB 2014.  Score should be fine then!