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How to get best Capital One initial CLI?

tag
6speed8
Regular Contributor

Re: How to get best Capital One initial CLI?

Got my unsecured Platinum MasterCard in late May with a $500 limit. "Make your payments on time for 5 billing cycles and we'll increase it to $750." Got email notification today of the increase - to $2500. Payed well before the due dates and always above the minimum. I got the unsecured QuickSilver MasterCard in late June with the same message: "Make your payments on time for 5 billing cycles and we'll up your limit from $1000 to $1500." We'll see what happens with that next month.  Credit One unsecured at $300 was increased to $500 after two months without even asking. Got the "fun" of buying a few things I both wanted and needed on the cards. Now it's just continuing to pay how I've been. My hopes are to be at or near 700 by the spring so I can go car shopping. I'm holding to what I said I'd do, not even considering a car note until I've been discharged for a year and have a decent down payment.

CH 7 Discharged 6/10/15
T/U - 643
EQ - 588
Ex - 647 as of 6/14/15
Message 11 of 12
Anonymous
Not applicable

Re: How to get best Capital One initial CLI?

i started out with a secured card... then i applied and got the QS1 with SL 500. i then closed the secured card & 3 days later i applied for another card. I got approved for a platinum with SL of $500.00

 

10 days after second statment cut on QS1 i got an increase to 1500.00 total. i will get another increase with Credit steps in 3 more months.

 

a week after i received my platinum card i PC it to a regular QS (no cli) but my 2nd statement is about to cut on the 22nd and i will be doing the same thing that i did with the QS1. Good luck

 

oh & when my 6 months is up on my newest card, I plan on consolidating credit lines

Message 12 of 12
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