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How to grow my Macys and Bloomingdals CC?

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BearsAndTurtlesRtheBest
Senior Contributor

How to grow my Macys and Bloomingdals CC?

How can I hurry these two so that they can upgrade to AMEX version? EX fico is in siggy.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 1 of 8
7 REPLIES 7
Creditaddict
Legendary Contributor

Re: How to grow my Macys and Bloomingdals CC?

CLI every 4 months and ask for upgrade once you are over 700 EX

Message 2 of 8
score_building
Senior Contributor

Re: How to grow my Macys and Bloomingdals CC?

Rebuilding is a marathon not a sprint EX FICO currently too low

Typically the higher over 700 it gets, the better results will be on Macy's/Bloomies cards

Results are largely score driven, a strong usage history can't hurt though

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 3 of 8
BearsAndTurtlesRtheBest
Senior Contributor

Re: How to grow my Macys and Bloomingdals CC?

Ok Macys acct was opened March 15 2014 looks like by mid July I should be requesting that CLI and ask for $2,000 and see what they encounter with I will be using card again altho I dont want to since I just PIF maybe a dress shirt or something under $100 so I can PIF. Thanks guys hopefully by then I get close to 700 FICO altho I doubt it.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 4 of 8
lg8302ch
Senior Contributor

Re: How to grow my Macys and Bloomingdals CC?

 

Why only try to grow Macys and Bloomies?

 

Just noticed in your signature : "Will be closing: Wells Fargo Platinum VISA $1,000 & Sony VISA $500"

Why? Opening and closing cards after such a short time ?

Message 5 of 8
Anonymous
Not applicable

Re: How to grow my Macys and Bloomingdals CC?


@lg8302ch wrote:

 

Why only try to grow Macys and Bloomies?

 

Just noticed in your signature : "Will be closing: Wells Fargo Platinum VISA $1,000 & Sony VISA $500"

Why? Opening and closing cards after such a short time ?


I'm kind of puzzled by this as well. Why would you keep and only grow store cards, and want to get rid of a VISA you can use anywhere, when I don't see that you have another one?

Message 6 of 8
SunriseEarth
Moderator Emeritus

Re: How to grow my Macys and Bloomingdals CC?


@Anonymous wrote:

@lg8302ch wrote:

 

Why only try to grow Macys and Bloomies?

 

Just noticed in your signature : "Will be closing: Wells Fargo Platinum VISA $1,000 & Sony VISA $500"

Why? Opening and closing cards after such a short time ?


I'm kind of puzzled by this as well. Why would you keep and only grow store cards, and want to get rid of a VISA you can use anywhere, when I don't see that you have another one?


IIRC, OP is only an AU on those accounts.



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Belk MC $10000 | Wayfair MC $9500 |~~
Message 7 of 8
SunriseEarth
Moderator Emeritus

Re: How to grow my Macys and Bloomingdals CC?


@BearsAndTurtlesRtheBest wrote:

How can I hurry these two so that they can upgrade to AMEX version? EX fico is in siggy.


When I got my Macy's CC on recon, that rep told me to call that number back in 6 months.   She also mentioned I could request a CLI on the regular card in "a couple of months," so I may ask for one when I next see a Macy's SP.   I also want to make sure all of the other CLIs are posted, as it'll show that Macy's CL is only $50 above my lowest CL.

 

You may want to dispute off the AU accounts from your CRs and you know how to manage UTIL already.  Smiley Wink



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Belk MC $10000 | Wayfair MC $9500 |~~
Message 8 of 8
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