How to keep multiple cards open?

[xgac12x]

Since now I have 4 credit cards..how do you guys keep yours open? And do you distribute charges..etc

Thanks

[chwebb1]

I put 90% of my charges on my American Express and Citi cards, although I have some monthly bills going to my Freedom such as my Pandora and Spotify subscriptions, as well as my FedEx account bills to it automatically. Also, I occasionally use my Discover card. I put anything on my Ring that I need a little bit of extra time to pay off, the rest get PIF every month. I'll also use Freedom and Discover if there is a useful 5% cash back category.

[xgac12x]

Well with my 4 cards, this is what I was thinking I could do

Chase - Everyday 

BoA - NEED SUGGESTIONS

Discover - Gym Membership

Sallie Mae - Gas

I dont know what I should do with my BoA lol

[09Lexie]

Why did you app for BoA?

[xgac12x]

It was a card that was on my list that I really wanted..Now that I look at it, it was kind of a waste cause it seems like the Freedom and BoA are pretty close with everything

[09Lexie]

Put another reoccurring charge on it until something clicks.

I must say, apping without having a purpose is not wise. Hopefully you will find a usefulness for the card.

[too-much-time]

What happened for me with Discover which has gone downhill the last few years is that a welcome balance transfer clicked.

[Anonymous]

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@09Lexie wrote:
Put another reoccurring charge on it until something clicks.

I must say, apping without having a purpose is not wise. Hopefully you will find a usefulness for the card.

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I strongly agree, but what % of stuff posted here falls into that "without having a purpose" category?   Unless, for example, "it's metal" counts as a purpose!

[FinStar]

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@Anonymous wrote:

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@09Lexie wrote:
Put another reoccurring charge on it until something clicks.

I must say, apping without having a purpose is not wise. Hopefully you will find a usefulness for the card.

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I strongly agree, but what % of stuff posted here falls into that "without having a purpose" category?   Unless, for example, "it's metal" counts as a purpose!

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+2

[enharu]

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@FinStar wrote:

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@Anonymous wrote:

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@09Lexie wrote:
Put another reoccurring charge on it until something clicks.

I must say, apping without having a purpose is not wise. Hopefully you will find a usefulness for the card.

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I strongly agree, but what % of stuff posted here falls into that "without having a purpose" category?   Unless, for example, "it's metal" counts as a purpose!

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+2

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+3.

@longtime, I suppose it depends on the individual.

Not everyone is a high achiever. Some are content with just a metal card. As long as their finances are in control, and they're not going out of their means to get a metal card, good for them, I suppose.