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How to keep multiple cards open?

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too-much-time
Frequent Contributor

Re: How to keep multiple cards open?


@Anonymous wrote:

can't we take it as read that really we all know everything posted is just one person's opinion, that they are not insisting that everyone agrees, or demanding that their policies are followed, and it is rare that one size fits all?

 

I think it would be nice if we did, although sometimes stating the obvious can simply bring to mind something that we may have forgotten or become oblivious to. Smiley Wink

 

Message 21 of 23
GFer
Valued Contributor

Re: How to keep multiple cards open?

If a rewards cc; use it to your adavantage (wisely, of course!). If not; rotate them to keep them active to create healthy tradelines, boost your availabl tl's vs usage, and a thicker credit file absorbs more inquiries and such more easily. (Good outweighs bad.....).

 



EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843

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Message 22 of 23
Duke-of-Earl
Regular Contributor

Re: How to keep multiple cards open?


@Themanwhocan wrote:

Oh, and just to jump completely off-topic, I used my Shattner card today for a doctors office co-pay, and got complimented for it... well it does give 2% cash back on co-pays...


Even farther OT:   I got complimented one time when I used my Cap One card with an image of Van Gogh's "Starry NIght" at a Dutch hotel.  The next month, Cap One "upgraded" me to the ugly standard brown-and-blue card.  Sic transit gloria mundi.


Starting Score: EQ 804 - (April 2009)
Upgraded thanks to FICO Forums: EQ 813 / EX 842 / TU 823 - (FICO scores from mortgage lenders, June 2010)
Recent Scores: EQ 807 / TU 799 - (March 2012)
Goal: Survive Another Day
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Message 23 of 23
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