How to lower AmEx APR? (not via a temporary offer)

[Anonymous]

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@Remedios wrote:

I do wonder at times how those who really have OCD feel when mentioned in this context. Then I answer myself. 

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I did mention this once, as my daughter has real OCD and I find it annoying when conflate with "slightly overconcerned with trivial details" and probably did something classy using a cancer phrase as a comparison.   But it had the usual impact (people still love Azeo for example).   So I must remember not to confuse a credit card forum,  even with FSR, for a social movement.  I save LTL Bank "Kill the ungrateful slobs" security force for advanced social justice 

[NRB525]

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@unsungivy wrote:

I'm not looking for a temporary solution. I'm looking for a permanent one. It bugs my OCD to have cards with non-low APRs, even if they don't end up carrying a balance ever.

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You don't like the idea of transferring a balance to another card that has the lower APR?

In your quest for a solution, it's really the only way to achieve your objective.  

[Brian_Earl_Spilner]

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@Remedios wrote:

I do wonder at times how those who really have OCD feel when mentioned in this context. Then I answer myself. 

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As someone with a mild version with counting compulsion that's pretty controllable at most times, it's very annoying to see the phrase thrown about, even offensive at times when I have a flare up. I understand it's used as slang now, but still. Before I was able to "control" it, I had almost crashed my cars a few time due to the compulsions and fixations. I knew I could end up crashing but I needed to finish my compulsion or I would lose my mind. That's real ocd. And thankfully, I've gotten it under control.

Op: if your concern is balances, the options provided for use of cu or bt cards are optimal.