How to use an EMV card?

[toothgrind3r]

I had my first EMV experience today!

The crappy bodega on the corner here in Brooklyn, of all places!

I go there a lot, but today, got some stuff, handed the dude my Citi Double Cash, he swiped, it said "please insert card" and he was like "oh yeah, the new thing" and I inserted it, it spit out a reciept to sign. 

Worked pretty good, but REALLY with is was pin, not signiture.  

[Shock]

I live on the West Coast and my local walmart accepts them. (bay area) san leandro. theres 2 of em. weird though cuz one uses it and the other one doesnt accept

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@slicemans wrote:

So which stores have their chip and pin terminal activated? I know Walrmart, I dont think West coast has it yet. Home depot said they will activate some of heirs end of 2014. 

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[14Fiesta]

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@ezdoesit wrote:

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@Shock wrote:

as far as contactless, there is Isis (now Softcard) for Androids and Apple Pay is coming soon for iphones..

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Softcard has a great promo right now for every card you link to softcard and use they give you $20.  It doesn't say anything about a minimum just pay using softcard.  I just have to figure out who accepts softcard payments.

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They also have a fun promo with serve cards, for every contactless payment you get $1 back. up to $50 a month. I use it for vending machines, that take contactless. The bottles of pop are $1.50 so I only pay $0.50! That's better than any credit cards rewards lol

[Anonymous]

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@14Fiesta wrote:

They also have a fun promo with serve cards, for every contactless payment you get $1 back. up to $50 a month. I use it for vending machines, that take contactless. The bottles of pop are $1.50 so I only pay $0.50! That's better than any credit cards rewards lol

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This is most interesting.

[lg8302ch]

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@Anonymous wrote:

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@b_diddy wrote:

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  I recently used my Amex PRG in London at a restaurant and they didn't understand that you could have a chip without a pin so ended up swiping it anyway.

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How did they do that?  They had something that was not EMV, or they were able to override?

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That is something I never managed to do with any of my chip cards (tried very hard)... swipe is refused so far by all terminals tested ...with chip it is really chip and does not accept swipe anymore at least in Europe with all of my chip cards.

[Anonymous]

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@lg8302ch wrote:

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@Anonymous wrote:

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@b_diddy wrote:

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  I recently used my Amex PRG in London at a restaurant and they didn't understand that you could have a chip without a pin so ended up swiping it anyway.

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How did they do that?  They had something that was not EMV, or they were able to override?

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That is something I never managed to do with any of my chip cards (tried very hard)... swipe is refused so far by all terminals tested ...with chip it is really chip and does not accept swipe anymore at least in Europe with all of my chip cards.

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that's weird, with the emv chip debit card I had few years back, when the card machine part (the one that read the chip) crapped out, they had all customers just swipe cards without issue.

[b_diddy]

They did not swipe it on one of the little portable terminals they bring to the table.  They swiped it at a terminal at the bar and brought me a sales slip to sign.   I have not been able to use it at any unmanned machine to buy train tickets and such.