With the news that the Chase 5/24 is potentially being extended to business cards and co-branded chase cards how will this impact your strategy if at all? For me at first I did not care. I had the CS and freedom card, so the only personal cards I still needed were some of the co-brands. When it was mentioned that they anticipate extending the policy to business cards I went and apped for the ink plus. Now with this stuff about the co-branded cards I'm feeling pressured to make an app earlier than I'd like, specifically for the Ritz card.
Since you can get the signup bonus once every 24 months I am considering just doing busiiness card apps going forward. With the exception of one or two minor cards I have the personal cards I want. If I go this route and decide to avoid personal card apps until I can reapply for the CSP/Hyatt then I will have to give up on reapplying for citi personal cards like my ciit AA plat and citi Hilton reserve. If that is the situation then I would go ahead and cancel those cards instead of paying the AF on them (assuming I can't get retention offers to offset). I guess the real question for me is do I consider these chase cards worth giving up on offers from other lenders. Chase has lost some luster over the past two years with devals on travel partners etc. I'm not sure they are really worth the effort compared to what I would have to give up.
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I had planned to apply for the SWA credit card later on in the year, but if the new policy kicks in before then I will wait. In the meantime if something comes up I will use one of my cash back cards. Other than a travel card, I basically have all of my spend covered. Good luck to everyone!