@CreditMagic7 wrote:
@Open123 wrote:While only speculation, during my last 2 cobranded Apps, the wait during my recon call was longer than normal. On each App, I sensed the Analyst knew I was app'ing to make it before the rumored April deadline. Both were extremely helpful and made an effort to push through and approve the Apps immediately.
If it weren't the anticipated April 5/24 implementation on all Chase cards, I'd likely would have held off until after the Summer. What I've learned in the CC rewards game (and Financial opportunities, in general) hesitation and indecision is never rewarded, unlike, say in a game of Chess.
Spot-on analogy. And i play chess a lot! Love the game.
True enough that. Can't count the times found myself in that very position (BMO Diner's Club) for one example, pressed on ahead, and as a result came away with a pair of $20K lines and then later on read pages of post where peeps who hesitated wished now that they didn't pull back then.
And there are also plenty of stories of people who plowed on ahead and shot themself in the foot with their credit. You don't need to be completely conservative with apps, but you also can't be reckless. One of the reasons to stay in the garden is so that when certain limited time offers pop you are in a position to make a move and take advantage. Basically quietly stalk the offers you want and then pounce as soon as the opportunity presents itself with your best chance.
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