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https://oao.huntington.com/OAO/creditCardLanding.htm
New credit card option from Huntington Bank. Lets you choose between rewards or low rate. Per the T&C the rates run from 6.99 - 20.99 (on the low rate option) and from 9.99-23.99 (on the rewards option)
The rewards option allows you to select a catagory to earn 3X bonus rewards in.
In the past HNB cards where issued by FIA. This one looks like a HNB owned product. I do not know what th underwriting criteria are.
What does everyone think?
That looks like an interesting card. Its setup similar to the US Bank Cash+, where you get to select your bonus category each quarter. Of course, you only get one 3% category, whereas Cash+ has two 5% categories, so its nowhere near as good. Its nice that the same category will stay in effect each quarter until you change it for future quarters.
I see a couple of categories where 3% might be useful: Utilities, Pharmacy, Walmart. perhaps even the discount store category.
I wonder if Utilities includes cable TV...
It looks like they are only issuing cards to their existing customers.
You can select "NO" when asked if you are an exsiting customer and continue with the application.
@Hammer23 wrote:You can select "NO" when asked if you are an exsiting customer and continue with the application.
It looks like it is a good card. Where did they pull?
Ron.
Themanwhocan wrote: toThat looks like an interesting card. Its setup similar to the US Bank Cash+, where you get to select your bonus category each quarter. Of course, you only get one 3% category, whereas Cash+ has two 5% categories, so its nowhere near as good. Its nice that the same category will stay in effect each quarter until you change it for future quarters.
I see a couple of categories where 3% might be useful: Utilities, Pharmacy, Walmart. perhaps even the discount store category.
I wonder if Utilities includes cable TV...
It has gas, grocery and pharmacy as 3% categories, whereas these are 2% with US Bank, so in theory they could work well together, bumping your chosen 2% to 3%, and allowing you to choose another 2%.
@Hammer23 wrote:You can select "NO" when asked if you are an exsiting customer and continue with the application.
I didn't actually try to apply, I read some web pages and one article said:
"We're sticking with the customers we know and the markets we know," Ms. Navarro said., adding: "this is not a stepping-off point to be a national issuer of credit cards."
The bank will pitch the cards to customers at its branches and online.
I admit, I'm interested in the card for 3% pharmacy, which I assume is any drugstore purchase. All my local convenience stores are being forced out of business, with entire buildings being replaced with apartment complexes that include either a CVS pharmacy or a Walgreens. And if Utilities includes Cable TV and DSL, that would also be useful to me.
@Ron1 wrote:link:
Ron.
Aw crap....
I"m gonna be the guinea pig here, huh?
I'll try once I get my results from the blue sky app.
Looking at their service area, I'm not seeing any branches in my state.....???