I BT’d to BOA by mistake; now what?

[Anonymous]

I have a -$6k balance now after sending money to the wrong card.. how do I remedy this? It’s CL is only $11.6k, won’t they give back my $6k?

[Anonymous]

Good question!

[pip3man]

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@Anonymouswrote:
I have a -$6k balance now after sending money to the wrong card.. how do I remedy this? It’s CL is only $11.6k, won’t they give back my $6k?

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Just call and request a credit balance refund, period... this is no biggie

[Anonymous]

Will the payment adjustment be sent back to me or the bank that sent them the check?
Hope the former instead of latter. I had a positive balance on my Capital One after using rewards on my QS and they sent me a check for like $.12.

[HeavenOhio]

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@Anonymouswrote:
I had a positive balance on my Capital One after using rewards on my QS and they sent me a check for like $.12.

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Actually, that's a negative balance, but the point remains the same.

[AverageJoesCredit]

Hi Vizion, im curious how you bt'd the money to the wrong card? Its my understanding that one needs to fillout the credit card number and the mailing address of the creditor that you want to bt to as this is how i did with Navy. Perhaps you can prevent someone else from making the same mistake. Thanks.

[Meanmchine]

Before you request a refund, this would be a great time to ask BoA for  CLI

[Anonymous]

BoA does issue refunds. It normally doesn't take that long, but the check often comes ripped and mutilated.

[Anonymous]

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@Anonymouswrote:

BoA does issue refunds. It normally doesn't take that long, but the check often comes ripped and mutilated.

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Unless you're looking for your security deposit refund, then it's 20 business days supposedly. 

[Anonymous]

Is it a 20 day hold if I call them or not?