Dear myFICO Forums,
I never thought it could happen to me... I have long defended Synchrony and may as well have "I have had cards from them for years and have never had anything bad happen, even back when they were GE Money Bank" set as a macro. I was just logging in to check my Synchrony statements and pay the ones with balances, and was flabbergasted to see my Lowe's card limit had been slashed from $35,000 all the way down to $1500. Why would they do this to me?! I used about 7% of the limit for a 24 month 0% promo to make a purchase just a short 49 months ago, and it's only been 25 months since my last payment. Can't they see I really needed this limit?
Being a longtime myFICOer, I did what I know the proper thing is to do in these situations. I called and yelled at the CSR and told them to just close the card clicked two links on the website, entered a request for $35,000 and my annual income, and in seconds my limit was restored back to $35,000. I'm sure I'll be getting a slew of credit monitoring alerts when that $1500 reports and again next month when I get congratulated on my CLI.
TL;DR Lowe's card doesn't seem to like more than 2 years of inactivity. Since the 5% doesn't stack with the 10% military discount, I only use it for larger home purchases that I want 0% for xx months offers on. I should have bought a Pepsi or Delta gift card last year.
I think you have me beat on large CLI with two years of no spend
Nice going there! 😎
You almost had me there in the first half 
time to move this to approvals for your $33,500 CLI 
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@NoMoreE46 wrote:What? Hold on - I will be right back...
> Honey, I gotta to Lowes for a sec !
> Really? Why? Like right now?
> Yah !
- Signed another $35000 CL Lowes card holder so far.
🤣
*Note to self to stop by Lowe's today and use some of my $35K to buy a screwdriver....
