I LUV BOA...

[Anonymous]

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ashabbir1 wrote:

i just got boa secured card a month ago. Should I try your tactic?

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You should wait a couple of months... The give it a swing!

Rob

[Anonymous]

I think BOA will give me a unsecured credit card after 9 months anyway. Anyone has any idea what would be the credit limit?

Thanks

[Anonymous]

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ashabbir1 wrote:

I think BOA will give me a unsecured credit card after 9 months anyway. Anyone has any idea what would be the credit limit?

Thanks

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Depends on Income and Score and Hx. YMMV.

Rob

[Anonymous]

Can anyone tell me , what is the best credit card BOA has?

Thanks

[Anonymous]

When you hit the Luv button do you know if you took a hard or soft hit - and on which CRA?

[Anonymous]

BoA automatically converted my 99/500 to an unsecured card with a 1k limit, even before the 9 month mark because of good payment history. They also refunded my $99. Then 2 months later, after I got a job, I called and requested a CLI and talked with the credit department and increased my CL to 2k! I usually always ask to double my credit limits, because I think they gauge your CLI request against your existing CL and if it's over 100% they do inquiries.