I applied 12 days ago!!

[Anonymous]

I apply for a Wells Fargo credit card 12 days ago and got the email that says my application is pending is been 12 days and haven't received anything no card or no denial letter. What r my chances of being approved? How long did it take you to get a decision? (If you own a cc from them)

[yudeology101]

Your best bet is to call and find out....if denied, ask for an analyst and see if you can recon.  Look for the backdoor numbers on top of the page and go from there.

[dodgerslv]

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@yudeology101 wrote:

Your best bet is to call and find out....if denied, ask for an analyst and see if you can recon.  Look for the backdoor numbers on top of the page and go from there.

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+1...definitely call them. Good luck and let us know the outcome.

[-NewGuy-]

+1 What he said.

[Anonymous]

Thanks for all your answers. I called an. Said declined do to recent bankruptcy is weird cause I have an auto loan of 22000 with Wells Fargo

[indiolatino61]

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@Anonymous wrote:
Thanks for all your answers. I called an. Said declined do to recent bankruptcy is weird cause I have an auto loan of 22000 with Wells Fargo

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Some lenders are very BK sensitive. Plus, a car loan is a secured, static loan whereas credit cards are revolving and unsecured, which sometimes is harder to obtain. Good luck to you.