I can't wait for the day when I can decline cards.

[nursepower]

CIti, Bank of America, and Capital One are all going on my decline list. When I get the preapprovals I'm going to send back a declined message. Can't wait!

[Hightechredneck]

Better yet, put all your junk mail in the envelope and send it!

[nursepower]

LOL...that'd be awesome but I want to explain why I'm declining them instead of just a bunch of trash. 

[Anonymous]

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@nursepower wrote:

LOL...that'd be awesome but I want to explain why I'm declining them instead of just a bunch of trash. 

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Sadly, I don't think that achieves anything, especially with mega-banks.  The person reading your reponse (if anyone does) is an employee, probably not highly paid, who actually doesn't really care whether you are a customer or not.  They have no skin in the game....

[nursepower]

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@Anonymous wrote:

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@nursepower wrote:

LOL...that'd be awesome but I want to explain why I'm declining them instead of just a bunch of trash. 

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Sadly, I don't think that achieves anything, especially with mega-banks.  The person reading your reponse (if anyone does) is an employee, probably not highly paid, who actually doesn't really care whether you are a customer or not.  They have no skin in the game....

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Probably true but I"D get a chuckle. 

[Anonymous]

Why wait then!   Send them a letter saying "If you sent me a preapproval offer, my response would be....."

[Anonymous]

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@Anonymous wrote:

Why wait then!   Send them a letter saying "If you sent me a preapproval offer, my response would be....."

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I have two things to say.....

1. Longtimelurker. Your name is awesome.

2. So is your sense of humor.

3. (Too lazy to go back and change my original message to three things, despite the fact this took much longer than fixing the first part to type) I also look forward to sending them that response, even if they don't care =)

[ezdoesit]

So you didn't say why you are so mad at Citi,  BOA, and Cap 1?

[FinStar]

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@Anonymous wrote:

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@nursepower wrote:

LOL...that'd be awesome but I want to explain why I'm declining them instead of just a bunch of trash. 

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Sadly, I don't think that achieves anything, especially with mega-banks.  The person reading your reponse (if anyone does) is an employee, probably not highly paid, who actually doesn't really care whether you are a customer or not.  They have no skin in the game....

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+1

Not to mention the volume of mail they get on a daily basis.  Actually, they would probably be the ones who would probably laugh at such silly nonsense...lol

[Anonymous]

True FinStar, I work at a pretty big bank and we would enjoy the laughs. send them! lol.