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I checked the obituary and I'm not there.....

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fishbjc
Senior Contributor

I checked the obituary and I'm not there.....

but, according to Merrick Bank.....I'm dead.  I called them with a question on my long *unused* card and they transferred me to fraud.  Fraud wouldn't speak to me citing I had to send a letter to this address.  I did and someone reported me as DECEASED.  They never received a death certificate...just someone said I was DEAD.

 

I am guessing that they possibly called an old phone # to speak to me about my account and someone got tired of it.

 

LOL.  I just thought this was funny and might make you guys laugh as well.  WEIRD MERRICK.  I've moved onto NFCU and Merrickk can 'you know what'!!!!  However, the old account is still available to ck fico scores.  Smiley Frustrated

Message 1 of 8
7 REPLIES 7
eddie84
Valued Contributor

Re: I checked the obituary and I'm not there.....

lol  Hope you got that sorted out. I'd sure hate if someone would just report me as "dead" and they close my account without actually trying to contact me first. Smiley Very Happy

Message 2 of 8
Anonymous
Not applicable

Re: I checked the obituary and I'm not there.....


@fishbjc wrote:

but, according to Merrick Bank.....I'm dead.  I called them with a question on my long *unused* card and they transferred me to fraud.  Fraud wouldn't speak to me citing I had to send a letter to this address.  I did and someone reported me as DECEASED.  They never received a death certificate...just someone said I was DEAD.

 

I am guessing that they possibly called an old phone # to speak to me about my account and someone got tired of it.

 

LOL.  I just thought this was funny and might make you guys laugh as well.  WEIRD MERRICK.  I've moved onto NFCU and Merrickk can 'you know what'!!!!  However, the old account is still available to ck fico scores.  Smiley Frustrated


Too bad that doesn't work with debt collectors. I get calls for (I assume) the person who had my phone number before me, and nothing I tell them will make it stop. A lawyer's office calls on Tuesdays at 9:30am every week, and when I try to tell them anything, the lady just says "Pay your bill!" and hangs up.

Message 3 of 8
Anonymous
Not applicable

Re: I checked the obituary and I'm not there.....

How to deal with debt collector is pretty well-discussed. There are ways to deal with them. Google around a bit and you will see. In your case, as it's not your debt, you can probably actually make *them* pay you. Take a look at this :-)

http://cjonline.com/news/2015-05-15/kansas-city-jury-assesses-82m-verdict-against-firm


@Anonymous wrote:

@fishbjc wrote:

but, according to Merrick Bank.....I'm dead.  I called them with a question on my long *unused* card and they transferred me to fraud.  Fraud wouldn't speak to me citing I had to send a letter to this address.  I did and someone reported me as DECEASED.  They never received a death certificate...just someone said I was DEAD.

 

I am guessing that they possibly called an old phone # to speak to me about my account and someone got tired of it.

 

LOL.  I just thought this was funny and might make you guys laugh as well.  WEIRD MERRICK.  I've moved onto NFCU and Merrickk can 'you know what'!!!!  However, the old account is still available to ck fico scores.  Smiley Frustrated


Too bad that doesn't work with debt collectors. I get calls for (I assume) the person who had my phone number before me, and nothing I tell them will make it stop. A lawyer's office calls on Tuesdays at 9:30am every week, and when I try to tell them anything, the lady just says "Pay your bill!" and hangs up.


 

Message 4 of 8
Anonymous
Not applicable

Re: I checked the obituary and I'm not there.....


@Anonymous wrote:

How to deal with debt collector is pretty well-discussed. There are ways to deal with them. Google around a bit and you will see. In your case, as it's not your debt, you can probably actually make *them* pay you. Take a look at this :-)

http://cjonline.com/news/2015-05-15/kansas-city-jury-assesses-82m-verdict-against-firm


@Anonymous wrote:

@fishbjc wrote:

but, according to Merrick Bank.....I'm dead.  I called them with a question on my long *unused* card and they transferred me to fraud.  Fraud wouldn't speak to me citing I had to send a letter to this address.  I did and someone reported me as DECEASED.  They never received a death certificate...just someone said I was DEAD.

 

I am guessing that they possibly called an old phone # to speak to me about my account and someone got tired of it.

 

LOL.  I just thought this was funny and might make you guys laugh as well.  WEIRD MERRICK.  I've moved onto NFCU and Merrickk can 'you know what'!!!!  However, the old account is still available to ck fico scores.  Smiley Frustrated


Too bad that doesn't work with debt collectors. I get calls for (I assume) the person who had my phone number before me, and nothing I tell them will make it stop. A lawyer's office calls on Tuesdays at 9:30am every week, and when I try to tell them anything, the lady just says "Pay your bill!" and hangs up.


 


I just read this the other day. My case is nowhere near as serious, but I could probably get a cease and desist order if I wanted to. For now, I just unplug my house phone on Tuesday mornings.

 

By the way, thank you for showing me that I'm not the only person who reads the Capital Journal!

Message 5 of 8
myjourney
Super Contributor

Re: I checked the obituary and I'm not there.....

fish,

Glad you're still alive and kicking Smiley Wink

You can work out the small details of credit that way....

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 8
Themanwhocan
Senior Contributor

Re: I checked the obituary and I'm not there.....

Heres an article to read. Just in case you want to become undead Smiley Wink

 

http://www.blackenterprise.com/money/consumer-affairs/managing-credit-how-to-prove-youre-not-dead/





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 7 of 8
Anomalous
Senior Contributor

Re: I checked the obituary and I'm not there.....

Ha! This is the second post I've read in the last few months were a myFICO forumite was informed of their demise by a CCC. Smiley Tongue

 

Sorry OP! 

Keep both your credit and your body in top shape!

Message 8 of 8
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