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I don't understand

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oracles
Valued Contributor

I don't understand

Everytime i ask for a CLI on walmart or JcPenney, I constantly receive this message

 

We apologize for the inconvenience, but we cannot process a credit limit increase online for this account.

 

I dont know why, does anyone have a clue or reason?

 

I am in great staanding wth them, have great credit, i just dont understand.

 

Thanks for your responses

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: I don't understand

This is their standard verbiage indicating that you're not eligible for an increase at this time. You should be receiving a letter explaining why.

Message 2 of 9
B335is
Moderator Emeritus

Re: I don't understand

I've had better luck calling them than hitting the online button. How long have you had the cards, are you using them, ever letting a balance post are a few things to consider as well.
Message 3 of 9
oracles
Valued Contributor

Re: I don't understand


@B335is wrote:
I've had better luck calling them than hitting the online button. How long have you had the cards, are you using them, ever letting a balance post are a few things to consider as well.

I use them sparingly. 

 

I've had the cards for at least 5+ years. I put a small purchase on them at least once every 4-5 months.

 

That could be the reason

Message 4 of 9
suebee123
Frequent Contributor

Re: I don't understand

I get this message on all of my ge accounts...I call credit solutions 877-379-8173 and get my credit limit increases.  I have never been denied and I don't use my ge account all that much.  I have managed to get my Sams Club discover and Old Navy Visa up to 15,000 each in a little over 1 year.  

 

 

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Message 5 of 9
oracles
Valued Contributor

Re: I don't understand


@suebee123 wrote:

I get this message on all of my ge accounts...I call credit solutions 877-379-8173 and get my credit limit increases.  I have never been denied and I don't use my ge account all that much.  I have managed to get my Sams Club discover and Old Navy Visa up to 15,000 each in a little over 1 year.  

 

 


Is it a HP for you Suebee when you call up?

Message 6 of 9
FinStar
Moderator Emeritus

Re: I don't understand


@oracles wrote:

@suebee123 wrote:

I get this message on all of my ge accounts...I call credit solutions 877-379-8173 and get my credit limit increases.  I have never been denied and I don't use my ge account all that much.  I have managed to get my Sams Club discover and Old Navy Visa up to 15,000 each in a little over 1 year.  

 

 


Is it a HP for you Suebee when you call up?


It should be a SP.

Message 7 of 9
suebee123
Frequent Contributor

Re: I don't understand

Always a sp.  

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Message 8 of 9
oracles
Valued Contributor

Re: I don't understand


@suebee123 wrote:

Always a sp.  


I called and they said they needed to transfer me to a senior underwriter. 

 

Does this happen to you as well suebee?

Message 9 of 9
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