myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

I got FRed and I Pretty much know why :(

tag
Get Access Now
1GaDawg85
Valued Contributor
‎12-15-2014 07:53 AM
‎12-15-2014 07:53 AM

Re: I got FRed and I Pretty much know why :(

You are transferring from AmEx to Chase? 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 11 of 57
0 Kudos
Closingracer99
Valued Contributor
‎12-15-2014 07:55 AM
‎12-15-2014 07:55 AM

Re: I got FRed and I Pretty much know why :(

@1GaDawg85 wrote:

You are transferring from AmEx to Chase? 

Yes I am transferring the balance from my Amex everyday card to the chase slate for the 0% APR for 15 months to pay off the laptop 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 12 of 57
0 Kudos
CreditCuriosity
Moderator Emeritus
‎12-15-2014 08:01 AM
‎12-15-2014 08:01 AM

Re: I got FRed and I Pretty much know why :(

@Closingracer99 wrote:
@1GaDawg85 wrote:

You are transferring from AmEx to Chase? 

Yes I am transferring the balance from my Amex everyday card to the chase slate for the 0% APR for 15 months to pay off the laptop 

Could be the reason right there.. vs your purchase/refund...  Flagged it?  Who knows.  They see the BT happening possbly and wonder if you are in some financial issue?  Just a guess

Message 13 of 57
0 Kudos
1GaDawg85
Valued Contributor
‎12-15-2014 08:02 AM
‎12-15-2014 08:02 AM

Re: I got FRed and I Pretty much know why :(

@Closingracer99 wrote:
@1GaDawg85 wrote:

You are transferring from AmEx to Chase? 

Yes I am transferring the balance from my Amex everyday card to the chase slate for the 0% APR for 15 months to pay off the laptop 

Gotcha now...I would call the back door number and talk to them and explain the situation because it sounds like they got spooked for no reason 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 14 of 57
0 Kudos
Closingracer99
Valued Contributor
‎12-15-2014 08:06 AM
‎12-15-2014 08:06 AM

Re: I got FRed and I Pretty much know why :(

@1GaDawg85 wrote:
@Closingracer99 wrote:
@1GaDawg85 wrote:

You are transferring from AmEx to Chase? 

Yes I am transferring the balance from my Amex everyday card to the chase slate for the 0% APR for 15 months to pay off the laptop 

Gotcha now...I would call the back door number and talk to them and explain the situation because it sounds like they got spooked for no reason 

Call chase or Amex ? Amex are the ones who is doing the FR. and I have a balance transfe set where I am moving my Amex balance to chase .


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 15 of 57
0 Kudos
1GaDawg85
Valued Contributor
‎12-15-2014 08:16 AM
‎12-15-2014 08:16 AM

Re: I got FRed and I Pretty much know why :(

@Closingracer99 wrote:
@1GaDawg85 wrote:
@Closingracer99 wrote:
@1GaDawg85 wrote:

You are transferring from AmEx to Chase? 

Yes I am transferring the balance from my Amex everyday card to the chase slate for the 0% APR for 15 months to pay off the laptop 

Gotcha now...I would call the back door number and talk to them and explain the situation because it sounds like they got spooked for no reason 

Call chase or Amex ? Amex are the ones who is doing the FR. and I have a balance transfe set where I am moving my Amex balance to chase .

Call AmEx, make them explain exactly what their problem and why are they being so difficult about you buying then returning and then buying another product 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 16 of 57
0 Kudos
CreditCuriosity
Moderator Emeritus
‎12-15-2014 08:20 AM
‎12-15-2014 08:20 AM

Re: I got FRed and I Pretty much know why :(

@1GaDawg85 wrote:
@Closingracer99 wrote:
@1GaDawg85 wrote:
@Closingracer99 wrote:
@1GaDawg85 wrote:

You are transferring from AmEx to Chase? 

Yes I am transferring the balance from my Amex everyday card to the chase slate for the 0% APR for 15 months to pay off the laptop 

Gotcha now...I would call the back door number and talk to them and explain the situation because it sounds like they got spooked for no reason 

Call chase or Amex ? Amex are the ones who is doing the FR. and I have a balance transfe set where I am moving my Amex balance to chase .

Call AmEx, make them explain exactly what their problem and why are they being so difficult about you buying then returning and then buying another product 

I think it was the BT that got it, not the other product...Makes more sense to me?

Message 17 of 57
0 Kudos
Anonymous
Not applicable
‎12-15-2014 08:22 AM
‎12-15-2014 08:22 AM

Re: I got FRed and I Pretty much know why :(

@CreditCuriousity wrote:
@1GaDawg85 wrote:
@Closingracer99 wrote:
@1GaDawg85 wrote:
@Closingracer99 wrote:
@1GaDawg85 wrote:

You are transferring from AmEx to Chase? 

Yes I am transferring the balance from my Amex everyday card to the chase slate for the 0% APR for 15 months to pay off the laptop 

Gotcha now...I would call the back door number and talk to them and explain the situation because it sounds like they got spooked for no reason 

Call chase or Amex ? Amex are the ones who is doing the FR. and I have a balance transfe set where I am moving my Amex balance to chase .

Call AmEx, make them explain exactly what their problem and why are they being so difficult about you buying then returning and then buying another product 

I think it was the BT that got it, not the other product...Makes more sense to me?

You're not going to know until you call so do that now.  All anyone here can do is guess.

Message 18 of 57
0 Kudos
Closingracer99
Valued Contributor
‎12-15-2014 08:26 AM
‎12-15-2014 08:26 AM

Re: I got FRed and I Pretty much know why :(

@CreditCuriousity wrote:
@1GaDawg85 wrote:
@Closingracer99 wrote:
@1GaDawg85 wrote:
@Closingracer99 wrote:
@1GaDawg85 wrote:

You are transferring from AmEx to Chase? 

Yes I am transferring the balance from my Amex everyday card to the chase slate for the 0% APR for 15 months to pay off the laptop 

Gotcha now...I would call the back door number and talk to them and explain the situation because it sounds like they got spooked for no reason 

Call chase or Amex ? Amex are the ones who is doing the FR. and I have a balance transfe set where I am moving my Amex balance to chase .

Call AmEx, make them explain exactly what their problem and why are they being so difficult about you buying then returning and then buying another product 

I think it was the BT that got it, not the other product...Makes more sense to me?

Why would Amex care they paid their money .  I mean what's the point of these cards with no BT fees and no APR if we can't use them .


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 19 of 57
0 Kudos
1GaDawg85
Valued Contributor
‎12-15-2014 08:28 AM
‎12-15-2014 08:28 AM

Re: I got FRed and I Pretty much know why :(

@Closingracer99 wrote:
@CreditCuriousity wrote:
@1GaDawg85 wrote:
@Closingracer99 wrote:
@1GaDawg85 wrote:
@Closingracer99 wrote:
@1GaDawg85 wrote:

You are transferring from AmEx to Chase? 

Yes I am transferring the balance from my Amex everyday card to the chase slate for the 0% APR for 15 months to pay off the laptop 

Gotcha now...I would call the back door number and talk to them and explain the situation because it sounds like they got spooked for no reason 

Call chase or Amex ? Amex are the ones who is doing the FR. and I have a balance transfe set where I am moving my Amex balance to chase .

Call AmEx, make them explain exactly what their problem and why are they being so difficult about you buying then returning and then buying another product 

I think it was the BT that got it, not the other product...Makes more sense to me?

Why would Amex care they paid their money .  I mean what's the point of these cards with no BT fees and no APR if we can't use them .

AmEx is a different animal....


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 20 of 57
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.