I got a Cap One upgrade instead of an inquiry

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Only problem with this is that you don't get any signup bonuses like the $150 Quicksilver offers. To me a hardpull would be worth the bonus. 

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I may be mistaken but doesn't Capital One allow you  multiple versions of the same card. 

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They do, but to get a second QS with bonus you'll have to apply and get a HP. So at some point you'll be taking a HP. A PC still leaves you without the bonus. But yes, I wouldn't want to pass up on the bonus, but if it's inquiries you're watching then this makes sense. 

[SunriseEarth]

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@Anonymous wrote:

I plan on buying a home early next year so I'm watching my inquiries and honestly I didn't want another card in my wallet. I have enough to cycle through now. Lol

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Very wise move.  And congrats on a successful PC!

[Anonymous]

Thanks!

What does PC stand for? I'm not up on all the abbreviations yet that are used around here. Lol

[AverageJoesCredit]

Product change.

Nice job trading the hp for a better card lol

[Anonymous]

Gotcha. Thanks. Lol

[UncleB]

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@Anonymous wrote:

Thanks!

What does PC stand for? I'm not up on all the abbreviations yet that are used around here. Lol

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PC is 'Product Change'.

Here's a link to a thread that lists common abbreviations used on myFICO:  http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/td-p/88458