I guess I should order some things from these stores

[Anonymous]

Macy's reporting is probably alright, but the other two are likely just ignored by most Lenders. Obviously any account reporting positive is a plus, but some are possibly viewed as subprime. 

I too have a profile that lists store cards as some of my oldest accounts, but they are all closed now and I don't misss them one bit.

I do hope that a person has more than just these types of account in their profile.

[ChargedUp]

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@Anonymous wrote:

Macy's reporting is probably alright, but the other two are likely just ignored by most Lenders. Obviously any account reporting positive is a plus, but some are possibly viewed as subprime. 

I too have a profile that lists store cards as some of my oldest accounts, but they are all closed now and I don't misss them one bit.

I do hope that a person has more than just these types of account in their profile.

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DIllards credit card is issued by Wells Fargo. I'm sure it would fall in line with Macy's as not sub-prime. Fingerhut would be the odd one out.

[Red1Blue]

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@ChargedUp wrote:

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DIllards credit card is issued by Wells Fargo. I'm sure it would fall in line with Macy's as not sub-prime. Fingerhut would be the odd one out.

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Macy's prices are very resonable. Both Dillards and Fingerhut are very expensive prices. I'll buy keep buying some thing small from them and keep them alive. My credit limits are not very big with them either.

[GApeachy]

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@Red1Blue wrote:

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My credit limits are not very big with them either.

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That's a PLUS then....divide your purchase-  something small, maybe one small item one day on that particular card and then the following week another small purchase on that same card.  Maybe a little here and there on all your cards every few months could suffice during this wacky economy.  Good luck in keeping them!

[Red1Blue]

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@GApeachy wrote:

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That's a PLUS then....divide your purchase-  something small, maybe one small item one day on that particular card and then the following week another small purchase on that same card.  Maybe a little here and there on all your cards every few months could suffice during this wacky economy.  Good luck in keeping them!

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Macy's is not bad since we can purchase online and pick them up at store for free. Or even we can go to store and purchase items.  Unfortunately Dillards and Fingerhut, if we do small purchases they will hit us with the shipping charges which is outrageous. Almost $10 range for each shipment. In order to overcome the shipping we have to purchase suggested amount like $99 o4 $150 to avoid the shipping charges. If we make small purchases and add shipping charges it is a loose loose propositon. Probably make once every 6 months a large purchase and keep the car quite. Not sure what else can be done.

[GApeachy]

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@Red1Blue wrote:

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I believe for the month of May you'll receive free shipping at Dilliards for purchases over $50.

eta: it was a coupon I found online...do a search and it's only for card holders.