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I hate what I've done. [UPDATE]

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JustBPatient
Established Contributor

Re: I hate what I've done.

Call....reopen and do a PC to Double Cash!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745
Message 11 of 30
black_citi
Established Contributor

Re: I hate what I've done.

Lol at kermit

Make More, Spend Less
Message 12 of 30
SecretAzure
Valued Contributor

Re: I hate what I've done.

I never even knew you could re-open a credit card. Smiley Surprised

 

Good info.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 13 of 30
Anonymous
Not applicable

Re: I hate what I've done.


@SecretAzure wrote:

I never even knew you could re-open a credit card. Smiley Surprised

 

Good info.


Secret, you can reopen a card within reason -- usually 6 months after you close.

 

You can't call them up to reopen a 3 year old closed card. Not gonna happen.

Message 14 of 30
surferchris
Valued Contributor

Re: I hate what I've done.


@Anonymous wrote:

@SecretAzure wrote:

I never even knew you could re-open a credit card. Smiley Surprised

 

Good info.


Secret, you can reopen a card within reason -- usually 6 months after you close.

 

You can't call them up to reopen a 3 year old closed card. Not gonna happen.


Good information...I did not know this.  Thanks.

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 15 of 30
Anonymous
Not applicable

Re: I hate what I've done.


@black_citi wrote:
Like a fool I cancelled a credit card from probably one of the hardest banks to get in with. I cancelled my Citi diamond preferred. I got it last Jan and cancelled it in March this year. It took me a little while to come to terms with what I did which is why I am just now posting this.

It had a 1k starting limit and no AF. Out of the many cards I've had in the past, this card is the ONLY one I regret cancelling. Feel free to call me any names you want. Smiley Sad

username to thread content ratio is strong +10000000

Message 16 of 30
SecretAzure
Valued Contributor

Re: I hate what I've done.


@Anonymous wrote:

@SecretAzure wrote:

I never even knew you could re-open a credit card. Smiley Surprised

 

Good info.


Secret, you can reopen a card within reason -- usually 6 months after you close.

 

You can't call them up to reopen a 3 year old closed card. Not gonna happen.


Thank you, didn't know. I've never cancelled a card. I get too attached. Smiley Tongue

 

Also, OP, this is good that you cancelled, now you can re-apply at a later date and probably get a higher SL the second time around.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 17 of 30
uswala
Senior Contributor

Re: I hate what I've done.


@SecretAzure wrote:

I never even knew you could re-open a credit card. Smiley Surprised

 

Good info.


Same here. Good to know.

Message 18 of 30
uswala
Senior Contributor

Re: I hate what I've done.

Good luck OP!

Message 19 of 30
baller4life
Super Contributor

Re: I hate what I've done.

OP what are your other card limits?

Message 20 of 30
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